446 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 446 Waterloo Geneva Rd, Waterloo, NY 13165

Property Summary

Property TypeNeighborhood Shopping Center, Strip Center
Details103,240 sqft · built 1960
Lot Size22 acres (958,320 sqft)
OwnerCompany Name on Record
Last Sale$540,000 (Dec 2009)
Tax Bill$54,207 (2026)
APN453889 23-1-15.111

Property Details

APN / Parcel Number

Primary APN453889 23-1-15.111
Alternative APN
  • 388902300000010151110000

Interior

Stories1 Story
Building Area103,240 sqft Gross Area
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area958,320 sqft (22 acres)

Exterior Amenities

Patio Area11,568 sqft
Shed1 Shed
Shed Area140 sqft
Canopy12,938 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address446 WATERLOO GENEVA RD
CityWATERLOO
StateNY
Zip13165-1260
Property CategoryCommercial
Property TypeCommercial > Retail > Neighborhood Shopping Center, Strip Center
Local Zoning Code05 - COMME
Legal Block1
Legal Lot Number15.111
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2029
Census Tract950600

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address446 WATERLOO GENEVA RD, WATERLOO, NY 13165-1260
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2009 · Amount on Record
Deed SaleDec 31, 2009 · Amount on Record
Prior SaleJan 6, 1998 · Amount on Record
Deed Book / Page811 / 203
Last Transfer DateNov 13, 2013
Transfer Doc0000000881/000000017
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,207.00 (+5.96%)
2025$51,160.00 (+362.86%)$1,592,200 (+37.06%) Land $378,500 Building $1,213,700$2,610,200 (+59.53%) Land $620,500 Building $1,989,700
2023$1,161,700 Land $430,500 Building $731,200$1,636,197 Land $606,338 Building $1,029,859
2019$11,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100

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