446 W South St, Frederick, MD 21701 Property Records

Frederick County property record for 446 W South St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1860
Lot Size0.097 acres (4,224 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Apr 2016)
Tax Bill$4,343 (2025)
Flood ZoneZone X (minimal risk)
APN02-089122

Property Details

APN / Parcel Number

Primary APN02-089122
Alternative APNs
  • 2089122
  • 089122

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleConventional
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area4,224 sqft (0.097 acres)
Lot Dimensions128 ft deep x 33 ft wide
PorchOpen Porch
Porch Area200 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number089122
Street Address446 W SOUTH ST
CityFREDERICK
StateMD
Zip21701-6381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR
Legal DescriptionLT 33 X 128 446 W. SOUTH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number446
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2003
Census Tract750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14110 SILENT WOOD WAY, NORTH POTOMAC, MD 20878-4832
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2016 · Amount on Record
Deed SaleApr 27, 2016 · Amount on Record
Prior SaleJan 22, 2015 · Amount on Record
Deed Book / Page11105 / 382
Prior Transfer DateJun 15, 2011
Prior Transfer Doc0084200036
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,633 (+6.23%)$276,700 (+18.7%) Land $166,100 Building $110,600
2025$4,343.00 (+12.16%)$233,100 (+29.62%) Land $131,100 Building $102,000$233,100 (-) Land $131,100 Building $102,000
2024$3,872.00 (+16.63%)
2023$3,320.00$179,833$233,100 Land $131,100 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2000)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W South St

Nearby Streets

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