Montgomery County property record for 446 W Main St, Troy, NC 27371
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 4 ba · 4,080 sqft · built 1937 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Company Name on File |
| Last Sale | $60,000 (Mar 2026) |
| Tax Bill | $466 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 09 16 8736 |
| Primary APN | 7538 09 16 8736 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 4,080 sqft Total Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 227 ft deep x 108 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Zoned |
| Account Number | 1491320 |
|---|---|
| Street Address | 446 W MAIN ST |
| City | TROY |
| State | NC |
| Zip | 27371-2953 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | APARTMENTS |
| Legal Description | ATKINS W PT LT 4,5,E PT LT6;BLK1 W. MAIN APT. BLDG. |
| Legal Subdivision | ATKINS |
| Legal Block | 1 |
| Legal Lot Number | 4-6 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 960202 |
446 W Main St, a residential property, is owned by a company that bought it in March 2026.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 STEUBEN DR, HUNTERSVILLE, NC 28078-9313 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Intrafamily Transfer, Transfer |
| Mar 20, 2026 | Warranty Deed, Transfer · Stand-Alone Second Mortgage 608B CAPITAL FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Mar 1, 1992 · Amount on File |
| Deed Document Number | 2026390078 |
| Deed Book / Page | 981 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Mar 20, 2026 |
| Property Address | 446 W MAIN ST, TROY, NC 27371-2953 |
| Document Number | 0000981/60 |
| Book / Page | 981 / 60 |
| Map Reference | MB 51 PG 421 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 390077 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Mar 20, 2026 |
| Property Address | 446 W MAIN ST, TROY, NC 27371-2953 |
| Document Number | 0000981/63 |
| Book / Page | 981 / 63 |
| Map Reference | MB 51 PG 421 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 390078 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 446 W MAIN ST, TROY, NC 27371-2953 |
| Name | Verified Name |
|---|---|
| Address | 109 STEUBEN DR, HUNTERSVILLE, NC 28078-9313 |
| Document Number | 0000390079 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 390079 |
| Name | 608B CAPITAL FUNDING LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 446 W Main St was $466.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,861 (-) Land $12,204 Building $63,657 | $75,861 (-) Land $12,204 Building $63,657 | |
| 2025 | $466.00 | $75,861 Land $12,204 Building $63,657 | $75,861 Land $12,204 Building $63,657 |
| 2023 | $75,861 Land $12,204 Building $63,657 | $75,861 Land $12,204 Building $63,657 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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