446 W Darwin St, Litchfield, MN 55355 Property Records

Meeker County property record for 446 W Darwin St, Litchfield, MN 55355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 800 sqft · built 1953
Lot Size	0.519 acres (22,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2025)
Tax Bill	$2,006 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-1748000`

Property Details

APN / Parcel Number

Primary APN	`27-1748000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	800 sqft Living Area
Basement Area	640 sqft
Finished Basement	640 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	22,631 sqft (0.519 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	446 W DARWIN ST
City	LITCHFIELD
State	MN
Zip	55355-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& BLK 144
Legal Subdivision	EVERGREEN PARK
Legal Block	143
Jurisdiction	MEEKER MN
Township / Civil Division	LITCHFIELD
Census Block Group	3
Census Block	3035
Census Tract	560400

Owner

Source: Meeker County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 W DARWIN ST, LITCHFIELD, MN 55355-2709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS
May 24, 2018	Deed of Trust, Mortgage · Line of Credit LAKE CENTRAL BANK
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS RELIABLE LENDING LLC
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Apr 3, 2025 · Amount on Record
Deed Document Number	2025438203
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0000433899
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEEKER MN
Recording Date	Apr 14, 2026
Property Address	446 W DARWIN ST, LITCHFIELD, MN 55355-2709
Document Number	0000441854
Instrument Date	Apr 8, 2026
Instrument	2026441854
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 W DARWIN ST, LITCHFIELD, MN 55355-2709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000441854,
Date	Apr 14, 2026
Instrument	2026441854

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEEKER MN
Property Address	446 W DARWIN ST, LITCHFIELD, MN 55355-2709
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404685
Date	May 24, 2018
Instrument	404685

Lender

Name	LAKE CENTRAL BANK
Address	ANNANDALE, MN 55302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEEKER MN
Property Address	446 W DARWIN ST, LITCHFIELD, MN 55355-2709
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426123
Date	May 19, 2022
Instrument	426123

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEEKER MN
Recording Date	Apr 5, 2021
Property Address	446 W DARWIN ST, LITCHFIELD, MN 55355-2709
Document Number	0000419729
Instrument Date	Apr 2, 2021
Instrument	419729
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MEEKER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 W DARWIN ST, LITCHFIELD, MN 55355-2709

Mortgage

Document Number	0000419730
Date	Apr 5, 2021
Instrument	419730

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Meeker County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Meeker County
Municipality	Litchfield City
Unified School District	Litchfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,006.00 (+23.22%) Homeowner's exemption	$206,200 (+8.47%) Land $55,500 Building $150,700	$206,200 (+8.47%) Land $55,500 Building $150,700
2025		$190,100 (+3.26%) Land $55,500 Building $134,600	$190,100 (+3.26%) Land $55,500 Building $134,600
2023	$1,628.00	$184,100 Land $50,400 Building $133,700	$184,100 Land $50,400 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Litchfield serves 6,786 people · EPA ID MN1470008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Broadband Fiber	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Meeker Cooperative Light & Power Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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