Winnebago County property record for 446 W 5th Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 956 sqft · built 1920 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,100 (Sep 2024) |
| Tax Bill | $2,767 (2024) |
| Deeds & Mortgages | Dec 2024 Transfer Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05120000 |
| Primary APN | 09-05120000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 909-05120000 |
|---|---|
| Street Address | 446 W 5TH AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-5906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 15 BLK 78 PLAT OF ORIGINAL 3RD WARD |
| Legal Subdivision | PLAT OF THE ORIGINAL THIRD WARD |
| Legal Block | 78 |
| Legal Lot Number | 15 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1200 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 W 5TH AVE, OSHKOSH, WI 54902-5906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2024 | Transfer on Death Deed, Transfer |
| Aug 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on Record |
| Deed Sale | Sep 20, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2024 · Amount on Record |
| Deed Document Number | 20241930477 |
| Prior Transfer Date | Sep 19, 2024 |
| Prior Transfer Doc | 0001930476 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Dec 27, 2024 |
| Property Address | 446 W 5TH AVE, OSHKOSH, WI 54902-5906 |
| Document Number | 0001936705 |
| Instrument Date | Dec 23, 2024 |
| Instrument | 1936705 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 26, 2022 |
| Property Address | 446 W 5TH AVE, OSHKOSH, WI 54902-5906 |
| Document Number | 0001889564 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 1889564 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 W 5TH AVE, OSHKOSH, WI 54902-5906 |
| Document Number | 0001889565 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 1889565 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,500 (-) Land $23,200 Building $132,300 | ||
| 2024 | $2,767.00 (+4.22%) | $155,500 (+53.96%) Land $23,200 Building $132,300 | $162,244 (+11.17%) Land $24,206 Building $138,038 |
| 2023 | $2,655.00 (-0.38%) Homeowner's exemption | $101,000 (-) Land $14,500 Building $86,500 | $145,947 Land $20,953 Building $124,994 |
| 2022 | $2,665.00 Homeowner's exemption | $101,000 Land $14,500 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2004–2008) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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