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446 W 46th St, Chicago, IL 60609 Property Records

Cook County property record for 446 W 46th St, Chicago, IL 60609

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,030 sqft · built 1888
Lot Size0.072 acres (3,125 sqft)
Owner2 Individual Names on Record
Last Sale$368,000 (Dec 2025)
Tax Bill$2,465 (2023)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-04-325-015

Property Details

APN / Parcel Number

Primary APN20-04-325-015
Alternative APN
  • 20-04-325-015-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,030 sqft Living Area
1st Floor Area1,030 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1890
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area3,125 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address446 W 46TH ST
CityCHICAGO
StateIL
Zip60609-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionD W (BAKERS) SUB OF EH OF NH SH SW SEC 04-38-14
Legal Range14E
Legal Township38N
Legal Section04
Legal SubdivisionBAKERS SUB
Legal Block4
Legal Lot Number33
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1018
Census Tract610800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address446 W 46TH ST, CHICAGO, IL 60609-3512
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2025 · Amount on Record
Deed SaleDec 17, 2025 · Amount on Record
Prior SaleMay 6, 2002 · Amount on Record
Deed Document Number202531071
Prior Transfer DateDec 27, 2005
Prior Transfer Doc0000040184
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 17, 2025
Property Address446 W 46TH ST, CHICAGO, IL 60609-3512
Document Number0035131071
Instrument DateNov 4, 2025
Instrument2535131071
Transaction TypeTransfer
Record UpdatedJan 2, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$368.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address446 W 46TH ST, CHICAGO, IL 60609-3512

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address446 W 46TH ST, CHICAGO, IL 60609-3512

Mortgage

Document Number0035131072
DateDec 17, 2025
Instrument2535131072
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate6.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,000 (+4%) Land $1,875 Building $19,125$210,000 (+4%) Land $18,750 Building $191,250
2023$2,465.00 (+3.53%) Homeowner's exemption$15,000 (-) Land $3,125 Building $11,875$150,000 (-) Land $31,250 Building $118,750
2022$2,381.00 (+1.49%) Homeowner's exemption$15,000 (-) Land $3,125 Building $11,875$150,000 (-) Land $31,250 Building $118,750
2021$2,346.00 Homeowner's exemption$15,000 Land $3,125 Building $11,875$150,000 Land $31,250 Building $118,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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