Winnebago County property record for 446 W 12th Ave, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1958 |
| Lot Size | 0.248 acres (10,784 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,869 (2024) |
| Deeds & Mortgages | Feb 2025 Transfer Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06680000 |
| Primary APN | 09-06680000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Other |
| Lot Area | 10,784 sqft (0.248 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 909-06680000 |
|---|---|
| Street Address | 220 BERKELEY ST |
| City | NEENAH |
| State | WI |
| Zip | 54956-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EDGEWOOD PLAT LOT 82 |
| Legal Subdivision | EDGEWOOD PLAT |
| Legal Block | 85 |
| Legal Lot Number | 82 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1300 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 BERKELEY ST, NEENAH, WI 54956-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2025 | Intrafamily Transfer, Transfer |
| Jun 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0001934612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Feb 20, 2025 |
| Property Address | 446 W 12TH AVE, OSHKOSH, WI 54902-6422 |
| Document Number | 0001939456 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 1939456 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jun 1, 2021 |
| Property Address | 446 W 12TH AVE, OSHKOSH, WI 54902-6422 |
| Document Number | 0001853219 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 1853219 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 W 12TH AVE, OSHKOSH, WI 54902-6422 |
| Document Number | 0001853220 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 1853220 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $170,000 (+2.47%) Land $35,000 Building $135,000 | ||
| 2024 | $2,869.00 (+15.04%) | $165,900 (+73.54%) Land $25,200 Building $140,700 | $173,095 (+25.3%) Land $26,293 Building $146,802 |
| 2023 | $2,494.00 (-0.48%) Homeowner's exemption | $95,600 (-) Land $15,800 Building $79,800 | $138,144 Land $22,831 Building $115,313 |
| 2022 | $2,506.00 Homeowner's exemption | $95,600 Land $15,800 Building $79,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2008–2021) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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