446 United Rd, Raeford, NC 28376 Property Records

Hoke County property record for 446 United Rd, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,576 sqft · built 2010
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Oct 2018)
Tax Bill	$1,740 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`694150001361`

Property Details

APN / Parcel Number

Primary APN	`694150001361`
Alternative APN	`240869`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,277 sqft
Upper Floors Area	56 sqft
Attic	Attic
Attic Area	243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	240869
Street Address	446 UNITED RD
City	RAEFORD
State	NC
Zip	28376-8679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99 LIBERTY CHASE III 4-3/8
Legal Subdivision	LIBERTY CHASE
Jurisdiction	HOKE NC
Township / Civil Division	RAEFORD
Census Block Group	1
Census Block	1010
Census Tract	970202

Owner

446 United Rd is owned and occupied by an individual who bought it in October 2018.

Source: Hoke County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	446 UNITED RD, RAEFORD, NC 28376-8679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Oct 10, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Nov 30, 2010 · Amount on File
Deed Document Number	20185825
Deed Book / Page	1244 / 328
Prior Transfer Date	Nov 24, 2010
Prior Transfer Doc	00924/0388
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	446 UNITED RD, RAEFORD, NC 28376-8679
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001297/927
Date	Feb 19, 2020
Book Page	1297/927
Instrument	1153

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Oct 10, 2018
Property Address	446 UNITED RD, RAEFORD, NC 28376-8679
Document Number	01244/0328
Book / Page	1244 / 0328
Map Reference	CAB 4 SL 4-3 MAP 8
Instrument Date	Oct 8, 2018
Instrument	05825
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1139 BRAYBROOKE PL, 1139, FAYETTEVILLE, NC 28314-6192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 UNITED RD, RAEFORD, NC 28376-8679

Mortgage

Document Number	0000005826
Date	Oct 10, 2018
Instrument	05826

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 446 United Rd was $1,740.

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,740.00	$194,000 (-) Land $27,600 Building $166,400	$194,000 (-) Land $27,600 Building $166,400
2025	$1,740.00	$194,000 Land $27,600 Building $166,400	$194,000 Land $27,600 Building $166,400
2023		$194,000 Land $27,600 Building $166,400	$194,000 (-) Land $27,600 Building $166,400
2022	$1,740.00		$194,000 Land $27,600 Building $166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 United Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 United Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Focus Broadband.

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