Elk County property record for 446 Toby Rd, Kersey, PA 15846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1968 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,556 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-19-210-5334 |
| Primary APN | 03-19-210-5334 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 446 TOBY RD |
|---|---|
| City | KERSEY |
| State | PA |
| Zip | 15846-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 327XIRR |
| Jurisdiction | ELK PA |
| Township / Civil Division | FOX |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 951000 |
446 Toby Rd is owned and occupied by an individual.
Source: Elk County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 TOBY RD, KERSEY, PA 15846-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 446 Toby Rd was $2,556, up 3.5% from the year before.
Source: Elk County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Elk County |
| County Subdivision | Fox Township |
| Unified School District | St. Marys Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,556.00 (+3.48%) | $37,900 (-) Land $1,650 Building $36,250 | $75,800 (-) |
| 2025 | $2,470.00 (+2.75%) | $37,900 (-) Land $1,650 Building $36,250 | $75,800 |
| 2024 | $2,404.00 (+9.67%) | $37,900 (-) Land $1,650 Building $36,250 | |
| 2023 | $2,192.00 | $37,900 Land $1,650 Building $36,250 | |
| 1984 | $75,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Toby Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2006–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Toby Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOBY WATER serves 440 people · EPA ID PA6240008 |
|---|---|
| Water Source | Purchased surface water from ST MARYS AREA WATER AUTH |
| Last State Inspection | Oct 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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