446 Third Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 446 Third Ave, Pelham, NY 10803

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,980 sqft · built 1908
Lot Size	0.235 acres (10,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 1999)
Tax Bill	$29,390 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554403 158.84-2-63`

Property Details

APN / Parcel Number

Primary APN	`554403 158.84-2-63`
Alternative APNs	`440315808400020630000000` `00251000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,980 sqft Total Area
1st Floor Area	810 sqft
2nd Floor Area	780 sqft
Upper Floors Area	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,257 sqft (0.235 acres)
Lot Dimensions	132 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Pool Area	128 sqft
Porch	Slab
Porch Area	374 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00251000
Street Address	446 THIRD AVE
City	PELHAM
State	NY
Zip	10803-1118
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RB2
Legal Subdivision	MAP OF PELHAMVILLE
Legal Block	2
Legal Lot Number	63.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	2
Census Block	2001
Census Tract	5300

Owner

Source: Westchester County and Pelham Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 THIRD AVE, PELHAM, NY 10803-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Bargain and Sale Deed, Transfer RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 20, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 1999 · Amount on Record
Deed Sale	Sep 17, 1999 · Amount on Record
Deed Book / Page	12371 / 339
Last Transfer Date	Jun 7, 2023
Transfer Doc	0000003220
Record Updated	Sep 20, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 27, 2023
Property Address	446 THIRD AVE, PELHAM, NY 10803-1118
Document Number	0631443220
Instrument Date	Jun 7, 2023
Instrument	631443220
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 THIRD AVE, PELHAM, NY 10803-1118

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	446 THIRD AVE, PELHAM, NY 10803-1118
Document Number	0601549959
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 THIRD AVE PELHAM NY 108031118, PELHAM, NY 10803-1118

Mortgage

Document Number	0601549959
Date	Jun 3, 2020
Book Page	060154/009959

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	446 THIRD AVE, PELHAM, NY 10803-1118
Document Number	0601549962
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 THIRD AVE PELHAM NY 108031118, PELHAM, NY 10803-1118

Mortgage

Document Number	0601549962
Date	Jun 3, 2020
Book Page	060154/009962

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,390.00	$882,000 (+4.01%) Land $309,000 Building $573,000	$882,000 (+4.01%) Land $309,000 Building $573,000
2024		$848,000 (+4.95%) Land $309,000 Building $539,000	$848,000 (+4.95%) Land $309,000 Building $539,000
2023		$808,000 Land $206,000 Building $602,000	$808,000 Land $206,000 Building $602,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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