446 Talbot Ave, Santa Rosa, CA 95405 Property Records

Sonoma County property record for 446 Talbot Ave, Santa Rosa, CA 95405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1934
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Sep 2008)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Jan 2024 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-091-007-000`

Property Details

APN / Parcel Number

Primary APN	`014-091-007-000`
Alternative APN	`014-091-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Detached
Garage Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	014-091-007
Street Address	446 TALBOT AVE
City	SANTA ROSA
State	CA
Zip	95405-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	MAP E5 129
Legal Block	3
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3004
Census Tract	151800

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	538 SELMART LN, PETALUMA, CA 94954-2500
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Intrafamily Transfer, Transfer
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2008 · Amount on Record
Deed Sale	Sep 26, 2008 · Amount on Record
Prior Sale	Dec 24, 1998 · Amount on Record
Deed Document Number	200886157
Last Transfer Date	Jan 26, 2024
Transfer Doc	0000003767
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 26, 2024
Property Address	446 TALBOT AVE, SANTA ROSA, CA 95405-4537
Document Number	0000003767
Instrument Date	Jan 26, 2024
Instrument	2024003767
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	538 SELMART LN, PETALUMA, CA 94954-2500

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	446 TALBOT AVE, SANTA ROSA, CA 95405-4537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 TALBOT AVE, SANTA ROSA, CA 95405-4537

Mortgage

Document Number	0000112542
Date	Nov 30, 2020
Instrument	2020112542

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	446 TALBOT AVE, SANTA ROSA, CA 95405-4537
Document Number	0000037115
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 TALBOT AVE SANTA ROSA CA 954054537, SANTA ROSA, CA 95405-4537

Mortgage

Document Number	0000037115
Date	Jun 3, 2019
Instrument	37115

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	446 TALBOT AVE, SANTA ROSA, CA 95405-4537
Document Number	0000056421
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	CSC DOCUMENT RECORDING SERVICES, CSC DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 TALBOT AVE SANTA ROSA CA 954054537, SANTA ROSA, CA 95405-4537

Mortgage

Document Number	0000056421
Date	Jul 21, 2017
Instrument	56421

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,052 (+2%) Land $170,754 Building $344,298
2025	$5,794.00 (+3.04%)	$504,954 (+4.04%) Land $167,406 Building $337,548
2023	$5,623.00 (+6.7%)	$485,348 Land $160,906 Building $324,442
2022	$5,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath.

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