446 Susannah Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 446 Susannah Ave, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1998
Lot Size	0.179 acres (7,796 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2014)
Tax Bill	$418 (2025)
Flood Zone	Zone X (minimal risk)
APN	`54S20-08-028`

Property Details

APN / Parcel Number

Primary APN	`54S20-08-028`
Alternative APN	`76623`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,796 sqft (0.179 acres)
Driveway	Concrete Driveway
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	76623
Street Address	446 SUSANNAH AVE
City	BARDSTOWN
State	KY
Zip	40004-7786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE GROVE LT 103 PC4-12
Legal Subdivision	COTTAGE GROVE
Legal Tract	4
Legal Lot Number	103
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1002
Census Tract	930304

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 SUSANNAH AVE, BARDSTOWN, KY 40004-7786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2014 · Amount on Record
Deed Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	201411816
Deed Book / Page	504 / 403
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	00D492/660
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$418.00 (-3.69%)	$126,100 (-) Building $126,100	$126,100 (-) Building $126,100
2023	$434.00	$126,100	$126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20