446 Stoval Rd, Brownsville, TX 78520 Property Records

Cameron County property record for 446 Stoval Rd, Brownsville, TX 78520

Property Summary

Property Type	Single Family Home
Details	3,462 sqft · built 2009
Lot Size	0.346 acres (15,072 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jul 2019)
Tax Bill	$9,652 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019341-0010-032000`

Property Details

APN / Parcel Number

Primary APN	`019341-0010-032000`
Alternative APN	`34610`

Interior

Stories	2 Stories
Building Area	3,462 sqft Living Area
Gross Area	4,087 sqft
1st Floor Area	2,161 sqft
2nd Floor Area	1,301 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	15,072 sqft (0.346 acres)
Garage Type	Attached
Garage Area	625 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Porch	Open Porch
Porch Area	370 sqft

Location & Zoning

Street Address	446 STOVAL RD
City	BROWNSVILLE
State	TX
Zip	78520-7765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOVALLS CREEK SUBDIVISION LOT 32 BLK 1 (CAB 1 SLOT 1784-A CCMR)
Legal Subdivision	STOVALLS CREEK SUBDIVISION
Legal Block	1
Legal Lot Number	32
Jurisdiction	CAMERON TX
Township / Civil Division	BROWNSVILLE
Census Block Group	3
Census Block	3012
Census Tract	12900

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	446 STOVAL RD, BROWNSVILLE, TX 78520-7765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXAS COMMUNITY BANK
Jul 11, 2019	Vendor's Lien, Transfer · Seller Carry-Back HECTOR ESCOBAR HERNANDEZ ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Oct 1, 2014 · Amount on Record
Deed Document Number	201925636
Prior Transfer Date	Jul 10, 2019
Prior Transfer Doc	201925636
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	446 STOVAL RD, BROWNSVILLE, TX 78520-7765
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	SIERRA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202242535
Date	Oct 20, 2022
Instrument	2022-42535

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	Other
Margin	3
Max Rate	10.7%

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jul 11, 2019
Property Address	446 STOVAL RD, BROWNSVILLE, TX 78520-7765
Document Number	201925636
Map Reference	CAB I PG 1784-A
Instrument Date	Jul 10, 2019
Instrument	2019-25636
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5547 MYSTIC BND, 5547, BROWNSVILLE, TX 78526-3850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 STOVAL RD, BROWNSVILLE, TX 78520-7765

Mortgage

Document Number	201925637
Date	Jul 11, 2019
Instrument	2019-25637

Lender

Name	HECTOR ESCOBAR HERNANDEZ ETUX
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	36 Months
Due	Jul 10, 2022

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Brownsville City
Unified School District	Brownsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,023 (-0.8%) Land $125,000 Building $343,023	$468,023 (-0.8%) Land $125,000 Building $343,023
2025	$9,652.00 (-5.31%)	$471,782 (+2.77%) Land $125,000 Building $346,782	$471,782 (+2.77%) Land $125,000 Building $346,782
2023	$10,193.00 Additional exemption filed	$459,083 Land $125,000 Building $334,083	$459,083 Land $125,000 Building $334,083
2022	$10,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	21 (1980–2024)
Claims Outside the SFHA	14 of 21
Most Recent Claim	Dec 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Smartcom Telephone, VTX Communications.

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