Rockland County and Clarkstown Town property record for 446 Storms Rd, Valley Cottage, NY 10989
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1930 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (Aug 2021) |
| Tax Bill | $13,755 (2023) |
| Deeds & Mortgages | Jul 2023 Sale Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392089 59.11-1-46 |
| Primary APN | 392089 59.11-1-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,013 sqft |
| 1st Floor Area | 1,190 sqft |
| 2nd Floor Area | 640 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 196 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 283 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 122C5.1 |
|---|---|
| Street Address | 446 STORMS RD |
| City | VALLEY COTTAGE |
| State | NY |
| Zip | 10989-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 122-C-5.1 |
| Legal Block | 1 |
| Legal Lot Number | 46.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | CLARKSTOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11101 |
Source: Rockland County and Clarkstown Town records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 699, MONSEY, NY 10952-0699 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 19, 2023 | Bargain and Sale Deed, Transfer JUDICIAL TITLE |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Aug 23, 2021 | Special Warranty Deed, Transfer BRIGHTLINE TITLE LLC, BRIGHTLINE TITLE |
| Apr 19, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Apr 19, 2019 · Amount on Record |
| Deed Document Number | 202135622 |
| Last Transfer Date | Jan 4, 2023 |
| Transfer Doc | 0000021979 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 19, 2023 |
| Property Address | 446 STORMS RD, VALLEY COTTAGE, NY 10989-1213 |
| Document Number | 0000021979 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 2023-00021979 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | JUDICIAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 STEIN CIR, MONSEY, NY 10952-2481 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 699, MONSEY, NY 10952-0699 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 446 STORMS RD, VALLEY COTTAGE, NY 10989-1213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047602 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021-00047602 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 23, 2021 |
| Property Address | 446 STORMS RD, VALLEY COTTAGE, NY 10989-1213 |
| Document Number | 0000035622 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021-00035622 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | BRIGHTLINE TITLE LLC, BRIGHTLINE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2711 N HASKELL AVE STE 2100, 2711, DALLAS, TX 75204-2933 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 699, MONSEY, NY 10952-0699 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 19, 2019 |
| Property Address | 446 STORMS RD, VALLEY COTTAGE, NY 10989-1213 |
| Document Number | 0000011033 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 11033 |
| Transaction Type | Foreclosure |
| Record Updated | May 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
| Investor | Possibly a Property Investor |
Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Clarkstown Town |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $96,200 (-) Land $33,800 Building $62,400 | $78,400 (-) | |
| 2023 | $13,755.00 | $96,200 (-) Land $33,800 Building $62,400 | $78,400 (-) Land $27,546 Building $50,854 |
| 2022 | $96,200 Land $33,800 Building $62,400 | $78,400 Land $27,546 Building $50,854 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1982–2026) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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