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446 Stone Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 446 Stone Rd, Rochester, NY 14616

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,331 sqft · built 1932
Lot Size0.133 acres (5,810 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Jun 2021)
Tax Bill$4,782 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN262800 060.81-4-8

Property Details

APN / Parcel Number

Primary APN262800 060.81-4-8
Alternative APNs
  • 28000608100004008000
  • 09819000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,331 sqft Living Area
1st Floor Area610 sqft
2nd Floor Area721 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,810 sqft (0.133 acres)
Lot Dimensions106 ft deep x 54.4 ft wide
Garage TypeAttached
Garage Area198 sqft

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPorch
Porch Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number09819000000
Street Address446 STONE RD
CityROCHESTER
StateNY
Zip14616-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST DIV L59 T2 S1 JOHN READ 59-25 L13 APPROP 9675-359
Legal Block4
Legal Lot Number8.000
JurisdictionMONROE NY
Township / Civil DivisionGREECE
Census Block Group2
Census Block2007
Census Tract13800

Owner

Source: Monroe County and Greece Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address446 STONE RD, ROCHESTER, NY 14616-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ADVANTAGE FCU
Jun 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleJul 30, 2010 · Amount on Record
Deed Document Number2021413
Deed Book / Page12514 / 99
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address446 STONE RD, ROCHESTER, NY 14616-4223
Transaction TypeMortgage
Record UpdatedOct 3, 2025
Title CompanyUNITED ABSTRACT AND RESEARCH INC, UNITED ABSTRACT & RESEARCH I

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 STONE RD, ROCHESTER, NY 14616-4223

Mortgage

Document Number202503325565
DateAug 20, 2025
Book Page31116/613
Instrument202503325565
Lender
NameADVANTAGE FCU
TypeCredit Union
AddressROCHESTER, NY 14623
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueAug 31, 2030

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateJun 14, 2021
Property Address446 STONE RD, ROCHESTER, NY 14616-4223
Document Number0000000099
Book / Page12514 / 99
Map ReferenceLB 68 PG 31
Instrument DateApr 12, 2021
Instrument202106140413
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

AmountAmount Recorded
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 HUMMINGBIRD WAY, 101, WEST HENRIETTA, NY 14586-9311

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 STONE RD, ROCHESTER, NY 14616-4223

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionGreece Town
Unified School DistrictGreece Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,782.00 (+20.33%)$95,400 (-) Land $15,300 Building $80,100$156,400 (+40.99%) Land $25,083 Building $131,317
2023$95,400 (+14.94%) Land $15,300 Building $80,100$110,930 (+14.95%) Land $17,791 Building $93,139
2022$83,000 Land $17,000 Building $66,000$96,500 Land $19,765 Building $76,735
2021$3,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Empire Long Distance.

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