Walton County property record for 446 Stillwater Rd, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,962 sqft · built 2007 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,500 (Sep 2004) |
| Tax Bill | $1,705 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-2S-19-24131-000-0650 |
| Primary APN | 02-2S-19-24131-000-0650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| Gross Area | 3,299 sqft |
| 1st Floor Area | 1,226 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 187 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 744 sqft |
| Carport | Carport |
| Carport Area | 744 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 593 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 446 STILLWATER RD |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-5086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 65 MAGNOLIA BAYE S/D PB 8-56 OR 2482-1109 OR 2498-1918 OR 2556-114 OR 2910-1877 OR 2910-2406 |
| Legal Range | 019 |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | MAGNOLIA BAYE |
| Legal Block | 6 |
| Legal Lot Number | 65 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950501 |
446 Stillwater Rd is owned and occupied by two individuals who acquired it in January 2013.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 STILLWATER RD, FREEPORT, FL 32439-5086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2004 · Amount on File |
| Deed Sale | Sep 28, 2004 · Amount on File |
| Prior Sale | Sep 28, 2004 · Amount on File |
| Deed Document Number | 2004846175 |
| Deed Book / Page | 2633 / 1684 |
| Last Transfer Date | Jan 18, 2013 |
| Transfer Doc | 0029102406 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 446 Stillwater Rd was $1,705 with a homeowner's exemption, up 2.5% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,705.00 (+2.46%) Homeowner's exemption | $241,347 | $269,066 Land $54,500 Building $214,566 |
| 2024 | $1,664.00 (+15.48%) | ||
| 2023 | $1,441.00 (+0.91%) Homeowner's exemption | $298,557 (+5.94%) Land $54,512 Building $244,045 | $298,557 (+5.94%) Land $54,512 Building $244,045 |
| 2022 | $1,428.00 Homeowner's exemption | $281,826 Land $60,508 Building $221,318 | $281,826 Land $60,508 Building $221,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Stillwater Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 76 (1978–2023) |
| Claims Outside the SFHA | 18 of 76 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Stillwater Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Wildstar Networks.
5G (outdoors only) and 4G LTE
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