Shelby County property record for 446 Sterling Dr, Collierville, TN 38017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,577 sqft · built 1968 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $321,000 (Mar 2024) |
| Tax Bill | $1,189 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2024 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-245O-E0-0004 |
| Primary APN | C0-245O-E0-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| Gross Area | 1,892 sqft |
| 1st Floor Area | 1,577 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 446 STERLING DR |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | NS STERLING DR |
| Legal Subdivision | CAROLYN HEIGHTS |
| Legal Block | D |
| Legal Lot Number | 26 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21613 |
446 Sterling Dr is owned by an individual who bought it in March 2024.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 PLACEMARK, IRVINE, CA 92614-0174 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Feb 20, 2024 | Affidavit, Transfer |
| Feb 20, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 20, 2024 | Affidavit, Transfer |
| Feb 20, 2024 | Affidavit, Transfer |
| Feb 20, 2024 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on File |
| Deed Sale | Mar 27, 2024 · Amount on File |
| Deed Document Number | 202425310 |
| Prior Transfer Date | Dec 11, 2023 |
| Prior Transfer Doc | 0000014162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 27, 2024 |
| Property Address | 446 STERLING DR, COLLIERVILLE, TN 38017-2418 |
| Document Number | 0024025310 |
| Map Reference | MB 32 PG 54 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 24025310 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 PLACEMARK, IRVINE, CA 92614-0174 |
| Document Number | 0024025311 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 24025311 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 20, 2024 |
| Property Address | 446 STERLING DR, COLLIERVILLE, TN 38017-2418 |
| Document Number | 0024014160 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 24014160 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 20, 2024 |
| Property Address | 446 STERLING DR, COLLIERVILLE, TN 38017-2418 |
| Document Number | 0024014162 |
| Map Reference | MB 32 PG 54 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 24014162 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9540 HIGHWAY 57, ROSSVILLE, TN 38066-4124 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 20, 2024 |
| Property Address | 446 STERLING DR, COLLIERVILLE, TN 38017-2418 |
| Document Number | 0024014158 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 24014158 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7467 APPLING ESTATE DR, MEMPHIS, TN 38133-5225 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 20, 2024 |
| Property Address | 446 STERLING DR, COLLIERVILLE, TN 38017-2418 |
| Document Number | 0024014161 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 24014161 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 446 STERLING DR, COLLIERVILLE, TN 38017-2418 |
| Name | Verified Name |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 20, 2024 |
| Property Address | 446 STERLING DR, COLLIERVILLE, TN 38017-2418 |
| Document Number | 0024014159 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 24014159 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9460 HIGHWAY 57, ROSSVILLE, TN 38066-4124 |
The 2025 property tax bill for 446 Sterling Dr was $1,189, down 40.2% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,189.00 (-40.16%) | $73,450 Land $18,600 Building $54,850 | $293,800 Land $74,400 Building $219,400 |
| 2024 | $1,987.00 | ||
| 2023 | $58,625 Land $10,875 Building $47,750 | ||
| 2022 | $2,995.00 | ||
| 2021 | $234,500 Land $43,500 Building $191,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 446 Sterling Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Sterling Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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