446 State Rte 145, Middleburgh, NY 12122 Property Records

Schoharie County and Broome Town property record for 446 State Rte 145, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,126 sqft · built 1860
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2023)
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Oct 2023 Sale Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`432200 165.-4-9`

Property Details

APN / Parcel Number

Primary APN	`432200 165.-4-9`
Alternative APNs	`220016500000040090000000` `415J100531`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	850 sqft
Upper Floors Area	276 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	99.4 ft deep x 94 ft wide
Porch	Slab
Porch Area	235 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	415J100531
Street Address	446 STATE ROUTE 145
City	MIDDLEBURGH
State	NY
Zip	12122-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	BROOME
Census Block Group	3
Census Block	3056
Census Tract	740800

Owner

446 State Rte 145 is owned by an individual who bought it in October 2023.

Source: Schoharie County and Broome Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1595 HAUVERVILLE RD, MIDDLEBURGH, NY 12122-5220
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer
Aug 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Sep 30, 1998 · Amount on File
Deed Document Number	2023823019
Deed Book / Page	1199 / 61
Prior Transfer Date	Oct 4, 2023
Prior Transfer Doc	0000823019
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 13, 2023
Property Address	446 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5208
Document Number	0001199/61
Book / Page	1199 / 61
Instrument Date	Oct 4, 2023
Instrument	823019
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5208

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 9, 2021
Property Address	446 STATE ROUTE 145, MIDDLEBURGH, NY 12122-5208
Document Number	001144/136
Book / Page	1144 / 136
Instrument Date	Aug 6, 2021
Instrument	793495
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 HAUVERVILLE RD, MIDDLEBURGH, NY 12122-5220

Tax Assessment & Valuation

The 2026 property tax bill for 446 State Rte 145 was $2,780, up 8.7% from the year before.

Source: Schoharie County and Broome Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Broome Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (+8.68%)
2025	$2,558.00	$107,900 Land $17,000 Building $90,900	$107,900 Land $17,000 Building $90,900
2023		$85,000 (+35.57%) Land $16,400 Building $68,600	$85,000 (+17.94%) Land $16,400 Building $68,600
2022		$62,700 Land $13,200 Building $49,500	$72,069 Land $15,172 Building $56,897
2021	$1,807.00 (-28.41%)
2020	$2,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 State Rte 145 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 State Rte 145 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rte 145

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