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446 Spring St, Commerce, GA 30529 Property Records

Jackson County property record for 446 Spring St, Commerce, GA 30529 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleOther
Year BuiltBuilt 1975
Square Footage1,352 sqft Heated Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$123,450 (2019)
Tax Bill$1,186.00 (2025)

Property Details

APN / Parcel Number

Primary APNC02 091
Alternative APN
  • 8231

Interior

Full Baths1 Baths
Building Area1,352 sqft Heated Area
1st Floor1,352 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1975
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMasonry Foundation
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area10,454 sqft (0.239 acres)
Depth X Width137 ft x 80 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area96 sqft Shed
PorchEnclosed Porch
Porch Area188 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number8231
Street Address446 SPRING ST
CityCOMMERCE
StateGA
Zip30529-2929
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK K PLAT BOOK 2 PAGE 251
Legal BlockK
Legal Lot Number2
JurisdictionJACKSON GA
Minor Civil DivisionCOMMERCE
Census Blockgroup4
Census Block4073
Census Tract10400

Owner

Source: Jackson County records · APN C02 091

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address446 SPRING ST, COMMERCE, GA 30529-2929
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Nov 30, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES
Aug 26, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC
Apr 24, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Apr 23, 2019
  • Deed Sale Price on Apr 23, 2019
  • Prior Sale Amount on Sep 04, 2018
Deed Doc Number000084G281
Deed Book / Page84G / 281
Last Transfer DateApr 24, 2019
Transfer Doc00084G0281
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address446 SPRING ST, COMMERCE, GA 30529-2929
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SPRING ST, COMMERCE, GA 30529-2929

Mortgage

Document Number00107M0000000107
DateJul 31, 2023
Book Page000000107M/0000000107
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address446 SPRING ST, COMMERCE, GA 30529-2929
Transaction TypeMortgage
Record UpdatedAug 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SPRING ST, COMMERCE, GA 30529-2929

Mortgage

Document Number00099Q0000000020
DateNov 30, 2021
Book Page000000099Q/0000000020
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address446 SPRING ST, COMMERCE, GA 30529-2929
Document Number00091U0385
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SPRING ST COMMERCE GA 305292929, COMMERCE, GA 30529-2929

Mortgage

Document Number00091U0385
DateOct 01, 2020
Book Page00091U/000385
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateApr 24, 2019
Property Address446 SPRING ST, COMMERCE, GA 30529-2929
Document Number00084G0281
Book / Page00084G / 000281
Instrument DateApr 23, 2019
Transaction TypeTransfer
Record UpdatedJun 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$123.50
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SPRING ST COMMERCE GA 305292929, COMMERCE, GA 30529-2929

Mortgage

Document Number84G0283
DateApr 24, 2019
Book Page00084G/000283
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityCommerce City
Unified School DistrictCommerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,186.00 (+12.42%)$44,444 (+16.21%) Land $13,120 Building $31,324$111,110 (+16.21%) Land $32,800 Building $78,310
2024$1,055.00 (+3.13%)$38,244 (+10.65%) Land $6,920 Building $31,324$95,610 (+10.65%) Land $17,300 Building $78,310
2023$1,023.00 (+14.56%)$34,564 (+25.4%) Land $6,920 Building $27,644$86,410 (+25.4%) Land $17,300 Building $69,110
2022$893.00$27,564 Land $5,400 Building $22,164$68,910 Land $13,500 Building $55,410

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