Ramsey County property record for 446 Sherburne Ave, Saint Paul, MN 55103
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,664 sqft · built 1885 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,500 (Sep 2019) |
| Tax Bill | $8,858 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-29-23-24-0205 |
| Primary APN | 36-29-23-24-0205 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10410 |
|---|---|
| Street Address | 446 SHERBURNE AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1943 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SMITHS SUB OF STINSNS DIV B9 10 15 16 LOT 29 BLK 15 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 36 |
| Legal Subdivision | SMITHS SUB OF STINSNS DIV B9 10 15 16 |
| Legal Block | 15 |
| Legal Lot Number | 29 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 32600 |
446 Sherburne Ave, a duplex, is owned and occupied by an individual who bought it in September 2019.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 SHERBURNE AVE, SAINT PAUL, MN 55103-1943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 11, 2019 | Warranty Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on File |
| Deed Sale | Sep 11, 2019 · Amount on File |
| Deed Document Number | 20194773254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 446 SHERBURNE AVE, SAINT PAUL, MN 55103-1943 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 SHERBURNE AVE, SAINT PAUL, MN 55103-1943 |
| Document Number | 0A04993065 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | A04993065 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 446 SHERBURNE AVE, SAINT PAUL, MN 55103-1943 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 446 SHERBURNE AVE, SAINT PAUL, MN 55103-1943 |
| Document Number | 0A04951060 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | A04951060 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 11, 2019 |
| Property Address | 446 SHERBURNE AVE, SAINT PAUL, MN 55103-1943 |
| Document Number | 0004773254 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 4773254 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | ENTITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $838.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 SHERBUME AVE ST PAUL MN 55103, ST PAUL, MN 55103 |
| Document Number | 4773255 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 4773255 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Document Number | 4773256, |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 4773256 |
| Name | NEIGHBORHOOD HOME PARTNERS |
|---|---|
| Address | 533 DALE ST N, ST PAUL, MN 55103-1916 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Rate | 10% |
|---|
The 2025 property tax bill for 446 Sherburne Ave was $8,858 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,600 (-2.62%) Land $25,000 Building $275,600 | $300,600 (-2.62%) Land $25,000 Building $275,600 | |
| 2025 | $8,858.00 Homeowner's exemption | $308,700 Land $25,000 Building $283,700 | $308,700 Land $25,000 Building $283,700 |
| 2023 | $5,968.00 Homeowner's exemption | $270,700 Land $20,000 Building $250,700 | $270,700 Land $20,000 Building $250,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Sherburne Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 446 Sherburne Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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