446 Sheffield Cir, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 446 Sheffield Cir, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,957 sqft · built 2013
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2018)
Tax Bill	$5,280 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-1-064-00-0`

Property Details

APN / Parcel Number

Primary APN	`025-1-064-00-0`
Alternative APNs	`14327` `8379`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,957 sqft Gross Area
1st Floor Area	1,998 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Area	625 sqft

Exterior Amenities

Porch	Porch
Porch Area	396 sqft
Patio Area	589 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 SHEFFIELD CIR
City	AUGUSTA
State	GA
Zip	30909-3572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SHEFFIELD PLACE (00000) 023-C
Legal Subdivision	SHEFFIELD PLACE
Legal Block	C
Legal Lot Number	23
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1016
Census Tract	10201

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 SHEFFIELD CIR, AUGUSTA, GA 30909-3572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage SECURITY FED'L BK
Jul 5, 2018	Warranty Deed, Transfer · Conventional with PMI SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	20184127
Deed Book / Page	1636 / 140
Prior Transfer Date	Dec 21, 2009
Prior Transfer Doc	0012481550
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	446 SHEFFIELD CIR, AUGUSTA, GA 30909-3572
Document Number	0016932059
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 SHEFFIELD CIR AUGUSTA GA 309093572, AUGUSTA, GA 30909-3572

Mortgage

Document Number	0016932059
Date	Sep 12, 2019
Book Page	001693/002059

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jul 5, 2018
Property Address	446 SHEFFIELD CIR, AUGUSTA, GA 30909-3572
Document Number	0016360140
Book / Page	001636 / 000140
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SHEFFIELD CIR AUGUSTA GA 309093572, AUGUSTA, GA 30909-3572

Mortgage

Document Number	16360141
Date	Jul 5, 2018
Book Page	001636/000141

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,280.00 (-13.27%)
2025	$6,088.00 (+51.86%)	$214,068 (+28.62%) Land $15,200 Building $198,868	$535,170 (+28.62%) Land $38,000 Building $497,170
2023	$4,009.00 (+23.93%) Homeowner's exemption	$166,428 (+56.42%) Land $15,200 Building $151,228	$416,070 (+56.42%) Land $38,000 Building $378,070
2022	$3,235.00	$106,398 Land $15,200 Building $91,198	$265,996 Land $38,000 Building $227,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	76 (1990–2025)
Claims Outside the SFHA	25 of 76
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 11 claims Severe Storms & Flooding, Oct 1990 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: AT&T, T-Mobile, Verizon.

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