446 Shagbark Ct, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 446 Shagbark Ct, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 10,181 sqft · built 2025
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$449,500 (Jul 2023)
Tax Bill	$2,405 (2024)
Deeds & Mortgages	Jul 2023 Sale Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6576 02 65 3354`

Property Details

APN / Parcel Number

Primary APN	`6576 02 65 3354`
Alternative APNs	`1480725` `1485457` `1487542`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Building Area	10,181 sqft Finished Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Account Number	1487542
Street Address	446 SHAGBARK CT
City	MOUNT GILEAD
State	NC
Zip	27306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	TILLERY TRADITION LOT 1038, PH 1, SH 8 TILLERY TRAD #1038
Legal Subdivision	TILLERY TRADITION
Legal Phase	1
Legal Lot Number	1038
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3007
Census Tract	960402

Owner

446 Shagbark Ct is owned by two individuals who bought it in July 2023.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	152 FOREST LAKE CT, NORWOOD, NC 28128-4500
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer
Jan 24, 2022	Intrafamily Transfer, Transfer
Apr 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage UWHARRIE BANK
Nov 6, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage STEVEN E SMITH ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Nov 6, 2018 · Amount on File
Deed Document Number	2023379000
Deed Book / Page	926 / 933
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0000894/21
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 17, 2023
Property Address	446 SHAGBARK CT, MOUNT GILEAD, NC 27306-8833
Document Number	000926/933
Book / Page	926 / 933
Map Reference	CAB D SL 144-C
Instrument Date	Jul 12, 2023
Instrument	379000
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount on Record
Tax	$899.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 CHEDDINGTON DR, CHARLOTTE, NC 28211-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 SATTERWYTHE LN, CHARLOTTE, NC 28215-8510

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 24, 2022
Property Address	446 SHAGBARK CT, MOUNT GILEAD, NC 27306-8833
Document Number	0000894/21
Book / Page	894 / 21
Map Reference	CAB D SL 144-C
Instrument Date	Jan 6, 2022
Instrument	372242
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 HUNTER DR, CRANBERRY TOWNSHIP, PA 16066-7605

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	446 SHAGBARK CT, MOUNT GILEAD, NC 27306-8833
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	844/631
Date	Apr 7, 2020
Book Page	844/631
Instrument	362537

Lender

Name	UWHARRIE BANK
Type	Bank
Address	NORWOOD, NC 28128

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2035

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 6, 2018
Property Address	446 SHAGBARK CT, MOUNT GILEAD, NC 27306-8833
Document Number	0817/0045
Book / Page	0817 / 0045
Map Reference	MB 390 PG 189
Instrument Date	Oct 30, 2018
Instrument	356648
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4672 SNOW DR, 4672, HARRISBURG, NC 28075-7608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 HUNTER DR, CRANBERRY TWP, PA 16066-7605

Mortgage

Document Number	356649
Date	Nov 6, 2018
Instrument	356649

Lender

Name	STEVEN E SMITH ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	15 Months
Due	Feb 28, 2020

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,468,487 (+274.42%) Land $367,200 Building $1,101,287	$1,468,487 (+274.42%) Land $367,200 Building $1,101,287
2025		$392,200 Land $367,200 Building $25,000	$392,200 Land $367,200 Building $25,000
2024	$2,405.00
2023		$367,200 (-) Land $367,200	$367,200 (-) Land $367,200
2022	$2,405.00	$367,200 Land $367,200	$367,200 Land $367,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Shagbark Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Shagbark Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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