446 Shadow Lakes Dr, Lehigh Acres, FL 33974 Property Records

Lee County property record for 446 Shadow Lakes Dr, Lehigh Acres, FL 33974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2017
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,900 (Nov 2017)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-45-27-17-00000.0580`

Property Details

APN / Parcel Number

Primary APN	`03-45-27-17-00000.0580`
Alternative APNs	`03-45-27-L1-01000.0580` `270345L1010000580` `10526464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,134 sqft
1st Floor Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10526464
Street Address	446 SHADOW LAKES DR
City	LEHIGH ACRES
State	FL
Zip	33974-0826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	SHADOW LAKES AS DESC IN INST#2006-171800 LOT 58
Legal Range	27E
Legal Township	45S
Legal Section	03
Legal Subdivision	SHADOW LAKES
Legal Tract	17
Legal Block	2
Legal Lot Number	58
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2001
Census Tract	40315

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 SHADOW LAKES DR, LEHIGH ACRES, FL 33974-0826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 3, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage ONETRUST HM LOANS
Apr 27, 2017	Grant Deed, Transfer RTE TITLE COMPANY INC, RTE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Prior Sale	May 10, 2011 · Amount on Record
Deed Document Number	2017229823
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	446 SHADOW LAKES DR, LEHIGH ACRES, FL 33974-0826
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SHADOW LAKES DR, LEHIGH ACRES, FL 33974-0826

Mortgage

Document Number	0000115059
Date	Apr 24, 2024
Instrument	2024000115059

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Nov 1, 2047

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	446 SHADOW LAKES DR, LEHIGH ACRES, FL 33974-0826
Transaction Type	Mortgage
Record Updated	May 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SHADOW LAKES DR, LEHIGH ACRES, FL 33974-0826

Mortgage

Document Number	0000149384
Date	Apr 27, 2023
Instrument	2023000149384

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Nov 1, 2047

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	Nov 3, 2017
Property Address	446 SHADOW LAKES DR, LEHIGH ACRES, FL 33974-0826
Document Number	0000229823
Instrument Date	Oct 27, 2017
Instrument	229823
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2017
Title Company	SUNBELT TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	446 SHADOW LAKES DR LEHIGH ACRES FL 339740826, LEHIGH ACRES, FL 33974-0826

Mortgage

Document Number	229824
Date	Nov 3, 2017
Instrument	229824

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	Apr 27, 2017
Property Address	446 SHADOW LAKES DR, LEHIGH ACRES, FL 33974-0826
Document Number	0000091544
Instrument Date	Jan 28, 2016
Instrument	91544
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	RTE TITLE COMPANY INC, RTE TITLE CO INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 S ASHLEY DR #210 TAMPA FL 336025346, 210, TAMPA, FL 33602-5346
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,292 (+2.7%)	$258,932 (+7.39%) Land $57,649 Building $201,283
2025	$2,407.00 (+11.33%) Homeowner's exemption	$170,684 (+5.99%)	$241,110 (-4.82%) Land $55,694 Building $185,416
2023	$2,162.00 (+3.44%) Homeowner's exemption	$161,043 (+3%)	$253,325 (+14.31%) Land $108,295 Building $145,030
2022	$2,090.00 Homeowner's exemption	$156,352	$221,618 Land $75,520 Building $146,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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