446 Shadow Dr, Decatur, IL 62526 Property Records

Macon County property record for 446 Shadow Dr, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,435 sqft · built 1973
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Feb 2020)
Tax Bill	$2,861 (2022)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-07-27-201-024`

Property Details

APN / Parcel Number

Primary APN	`07-07-27-201-024`
Alternative APN	`07-27-201-024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	070727201024
Street Address	446 SHADOW DR
City	DECATUR
State	IL
Zip	62526-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	LOT 93 SHADOW LANE 3RD ADD 85X100
Legal Range	02E
Legal Township	17N
Legal Section	27
Legal Subdivision	SHADOW LANE 3RD ADD
Legal Lot Number	93
Jurisdiction	MACON IL
Township / Civil Division	HICKORY POINT
Census Block Group	1
Census Block	1012
Census Tract	2902

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 SHADOW DR, DECATUR, IL 62526-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Oct 20, 2005 · Amount on Record
Deed Document Number	20201957120
Deed Book / Page	4723 / 136
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 27, 2023
Property Address	446 SHADOW DR, DECATUR, IL 62526-1141
Document Number	0004982/19
Book / Page	4982 / 19
Map Reference	BK 1575 PG 204
Instrument Date	Oct 12, 2023
Instrument	2018104
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	446 SHADOW DR, DECATUR, IL 62526-1141

Mortgage

Document Number	0002018105
Date	Oct 27, 2023
Instrument	2018105

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.63%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 4, 2020
Property Address	446 SHADOW DR, DECATUR, IL 62526-1141
Document Number	4723/136
Book / Page	4723 / 136
Map Reference	PB 1575 PG 204
Instrument Date	Apr 25, 2019
Instrument	1957120
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SHADOW DR, DECATUR, IL 62526-1141

Mortgage

Document Number	1957121
Date	Feb 4, 2020
Instrument	1957121

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Hickory Point Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,319 (+25.58%) Land $11,719 Building $30,600	$126,970 (+25.58%) Land $35,161 Building $91,809
2022	$2,861.00 Homeowner's exemption	$33,699 Land $9,332 Building $24,367	$101,107 Land $27,999 Building $73,108

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1983–2022)
Claims Outside the SFHA	6 of 25
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

446 Shadow Dr, Decatur, IL 62526 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Shadow Dr

Nearby Streets

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