446 Seminary Ave, Aurora, IL 60505 Property Records

Kane County property record for 446 Seminary Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,650 sqft · built 1900
Lot Size	0.115 acres (5,016 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jan 2026)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-179-029`

Property Details

APN / Parcel Number

Primary APN	`15-27-179-029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	3,030 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	5,016 sqft (0.115 acres)
Lot Dimensions	132 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	446 SEMINARY AVE
City	AURORA
State	IL
Zip	60505-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK SEMINARY ADDN E 36 FT LOT 18 W 2 FT : LOT 19 BLK 2 LOT DIMENSIONS: 38 X 132 APPROX LOT SQ FT 5016 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	CLARK SEMINARY ADDN
Legal Block	2
Legal Lot Number	18,19
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2006
Census Tract	854200

Owner

446 Seminary Ave is owned by an individual who bought it in January 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	304 EDGEBROOK CT, OSWEGO, IL 60543-8276
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jan 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	2026677
Prior Transfer Date	Oct 26, 1994
Prior Transfer Doc	0000081420
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	446 SEMINARY AVE, AURORA, IL 60505-4720
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084694
Date	Nov 9, 2021
Instrument	2021K084694

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 6, 2026
Property Address	446 SEMINARY AVE, AURORA, IL 60505-4720
Document Number	0000000677
Instrument Date	Dec 29, 2025
Instrument	2026K000677
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 SEMINARY AVE, AURORA, IL 60505-4720

Mortgage

Document Number	0000000678
Date	Jan 6, 2026
Instrument	2026K000678

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	446 SEMINARY AVE, AURORA, IL 60505-4720
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003003
Date	Jan 16, 2020
Instrument	2020K003003

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 446 Seminary Ave was $4,094, up 5.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,094.00 (+5.46%) Homeowner's exemption	$70,698 (+9.39%) Land $5,266 Building $65,432	$212,179 (+9.39%) Land $15,804 Building $196,375
2024	$3,882.00 Homeowner's exemption	$64,629 Land $4,814 Building $59,815	$193,965 Land $14,448 Building $179,517
2022	$3,547.00 (+2.07%) Homeowner's exemption	$52,687 (+7.41%) Land $3,924 Building $48,763	$158,061 (+7.41%) Land $11,772 Building $146,289
2021	$3,475.00 Homeowner's exemption	$49,052 Land $3,653 Building $45,399	$147,156 Land $10,959 Building $136,197

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 446 Seminary Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 446 Seminary Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Watch TV.

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