St. Clair County property record for 446 Schwarz Rd, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,024 sqft · built 1993 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jul 2021) |
| Tax Bill | $1,272 (2024) |
| Deeds & Mortgages | Jul 2021 Sale Sep 2018 Sale & Line of Credit |
| APN | 04-20-0-112-005 |
| Primary APN | 04-20-0-112-005 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| Basement Area | 1,734 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Mixed |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|
| Street Address | 446 SCHWARZ RD |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING CREEK ESTATES 1ST ADD LOT/SEC-68 DOC A02706424 |
| Legal Subdivision | WINDING CREEK |
| Legal Block | 112 |
| Legal Lot Number | 68 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 504353 |
Source: St. Clair County records · APN 04-20-0-112-005
Assessment roll updated August 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 WESTFIELD DR, O FALLON, IL 62269-2730 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2021 | Warranty Deed, Subdivision Related Transfer ACCOMODATION, ACCOMMODATION |
| Sep 04, 2018 | Warranty Deed, Transfer · Line of Credit BANK OF BELLEVILLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2021 · Amount on Record |
| Deed Sale | Jul 02, 2021 · Amount on Record |
| Prior Sale | Sep 04, 2018 · Amount on Record |
| Deed Document Number | 20212706424 |
| Prior Transfer Date | Aug 16, 2004 |
| Prior Transfer Doc | 00A1860694 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 02, 2021 |
| Property Address | 446 SCHWARZ RD, O FALLON, IL 62269-6715 |
| Document Number | A02706424 |
| Map Reference | MB 90 PG 54 |
| Instrument Date | Jun 29, 2021 |
| Instrument | A02706424 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 N MAIN ST, 631, O FALLON, IL 62269-3750 |
| Name | Verified Name |
|---|---|
| Address | 403 WESTFIELD DR, O FALLON, IL 62269-2730 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 04, 2018 |
| Property Address | 446 SCHWARZ RD, O FALLON, IL 62269-6715 |
| Document Number | 00A2589170 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2589170 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | BENCHMARK TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 907 BLACKJACK RD TROY IL 622942723, TROY, IL 62294-2723 |
| Document Number | A2589171 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 2589171 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Address | BELLAVILLE, IL 62220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,272.00 | $17,451 (+22.55%) Land $17,451 | $52,353 (+22.55%) Land $52,353 |
| 2022 | $14,240 Land $14,240 | $42,720 Land $42,720 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 318 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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