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446 School St, Berlin, NH 03570 Property Records

Coos County and Berlin City property record for 446 School St, Berlin, NH 03570 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1920
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Feb 2023)
Tax Bill$4,825 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12800018500000001

Property Details

APN / Parcel Number

Primary APN12800018500000001
Alternative APN
  • BELN M:00128 B:000185 L:000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,204 sqft Living Area
Gross Area2,520 sqft
Basement Area650 sqft
Unfinished Basement650 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number12800018500000001
Street Address446 SCHOOL ST
CityBERLIN
StateNH
Zip03570-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block185
JurisdictionBERLIN CITY NH
Township / Civil DivisionBERLIN
Census Block Group3
Census Block3010
Census Tract950600

Owner

Source: Coos County and Berlin City records · APN 12800018500000001

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address446 SCHOOL ST, BERLIN, NH 03570-2523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 05, 2017Deed of Trust, Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2023 · Amount on Record
Deed SaleFeb 01, 2023 · Amount on Record
Prior SaleJun 17, 2002 · Amount on Record
Deed Document Number2023435
Deed Book / Page1620 / 338
Record UpdatedSep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERLIN CITY NH
Recording DateFeb 01, 2023
Property Address446 SCHOOL ST, BERLIN, NH 03570-2523
Document Number001620-338
Book / Page1620 / 338
Instrument DateFeb 01, 2023
Instrument2300435
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address446 SCHOOL ST, BERLIN, NH 03570-2523

Mortgage

Document Number0002300436
DateFeb 01, 2023
Instrument2300436
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERLIN CITY NH
Property Address446 SCHOOL ST, BERLIN, NH 03570-2523
Document Number0014640145
Book / Page001464 / 000145
Instrument DateApr 05, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SCHOOL ST BERLIN NH 035702523, BERLIN, NH 03570-2523

Mortgage

Document Number0014640145
DateMay 02, 2017
Book Page001464/000145
Instrument1785
Lender
NameDITECH FIN'L
AddressTAMPA, FL 33607
Agreement
AmountAmount Recorded
Term180 Months
DueMay 01, 2032

Tax Assessment & Valuation

Source: Coos County and Berlin City records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCoos County
MunicipalityBerlin City
Unified School DistrictBerlin School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,825.00 (+8.77%)$143,600 (-) Land $11,200 Building $132,400
2024$4,436.00 (+14.83%)$143,600 (-) Land $11,200 Building $132,400
2023$3,863.00 (-0.05%)$143,600 (+1.27%) Land $11,200 Building $132,400
2022$3,865.00$141,800 Land $11,200 Building $130,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coos County (33007C), updated February 20, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330079506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2024, other causes, Severe Storm And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 53% of New Hampshire
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
NetafyFixed Wireless (unlicensed)150 / 150
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Netafy, Verizon, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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