San Diego County property record for 446 Santa Helena, Solana Beach, CA 92075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,224 sqft · built 1973 |
| Lot Size | 0.232 acres (10,100 sqft) |
| Owner | Trust Name on File |
| Last Sale | $343,000 (Nov 1996) |
| Tax Bill | $7,113 (2025) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 263-450-11-00 |
| Primary APN | 263-450-11-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,224 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,100 sqft (0.232 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 SANTA HELENA |
|---|---|
| City | SOLANA BEACH |
| State | CA |
| Zip | 92075-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LMRd |
| Legal Description | LOT 19 TR 006394 |
| Legal Subdivision | SANTA FE HILLS |
| Legal Tract | 006394 |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17305 |
446 Santa Helena is owner-occupied and held in a trust since November 1996.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 446 SANTA HELENA, SOLANA BEACH, CA 92075-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Aug 11, 2020 | Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 1996 · Amount on File |
| Deed Sale | Nov 14, 1996 · Amount on File |
| Prior Sale | Dec 16, 1993 |
| Deed Document Number | 1996577635 |
| Prior Transfer Date | Apr 21, 1994 |
| Prior Transfer Doc | 0000414871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 446 SANTA HELENA, SOLANA BEACH, CA 92075-1512 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 446 SANTA HELENA, SOLANA BEACH, CA 92075-1512 |
| Document Number | 0000737215 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-0737215 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 446 SANTA HELENA, SOLANA BEACH, CA 92075-1512 |
| Document Number | 0000472477 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 446 SANTA HELENA SOLANA BEACH CA 920751512, SOLANA BEACH, CA 92075-1512 |
| Document Number | 0000472477 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 472477 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount on Record |
|---|---|
| Term | 996 Months |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 446 Santa Helena was $7,113 with a homeowner's exemption, up 2.7% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Solana Beach City |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $582,556 (+2%) Land $299,015 Building $283,541 | |
| 2025 | $7,113.00 (+2.7%) Homeowner's exemption | $571,134 Land $293,152 Building $277,982 |
| 2024 | $6,926.00 (+1.94%) | |
| 2023 | $6,794.00 (+1.42%) Homeowner's exemption | $548,958 Land $281,769 Building $267,189 |
| 2022 | $6,699.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 446 Santa Helena in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Santa Helena is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA FE I.D. serves 21,539 people · EPA ID CA3710023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Ting Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: San Diego Broadband.
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