Brevard County property record for 446 Sandy Key, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,333 sqft · built 2006 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $990,000 (Sep 2016) |
| Tax Bill | $13,213 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-38-07-JV-*-87 |
| Primary APN | 28-38-07-JV-*-87 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,333 sqft Living Area |
| Gross Area | 4,556 sqft |
| 1st Floor Area | 2,607 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 774 sqft |
| Deck Area | 687 sqft |
| Patio Area | 882 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2847585 |
|---|---|
| Street Address | 446 SANDY KY |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2RS |
| Legal Description | HARBOR EAST SEC 3 AMENDED LOT 87 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | HARBOR EAST SEC 3 AMENDED |
| Legal Lot Number | 87 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 66101 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 SANDY KY, MELBOURNE BEACH, FL 32951-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on Record |
| Deed Sale | Sep 21, 2016 · Amount on Record |
| Prior Sale | Nov 6, 2008 · Amount on Record |
| Deed Document Number | 2016185513 |
| Deed Book / Page | 7714 / 1066 |
| Record Updated | Sep 20, 2026 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $934,750 (+2.7%) | $1,388,630 (-2.29%) | |
| 2025 | $13,213.00 (+5.02%) Homeowner's exemption | $910,180 (+5.99%) | $1,421,200 (+4.78%) Land $525,000 Building $896,200 |
| 2023 | $12,582.00 (+1.26%) Homeowner's exemption | $858,770 (+3%) | $1,356,390 (+18.16%) Land $425,000 Building $931,390 |
| 2022 | $12,425.00 Homeowner's exemption | $833,760 | $1,147,920 Land $385,000 Building $762,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 57 (1979–2022) |
| Claims Outside the SFHA | 32 of 57 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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