Polk County property record for 446 Sandestin Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,343 sqft · built 1989 |
| Lot Size | 0.145 acres (6,294 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2023) |
| Tax Bill | $2,918 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-29-000000-044920 |
| Primary APN | 27-28-29-000000-044920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,343 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 2,115 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,294 sqft (0.145 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Florida Room |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|
| Street Address | 446 SANDESTIN DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEG 548.67 FT N & 1043.10 FT E OF SW COR OF SEC RUN S 23 DEG 08 MIN W 125 FT N 66 DEG 52 MIN W 50 FT N 23 DEG 08 MIN E 125 FT S 66 DEG 52 MIN E 50 FT TO POB BEING LOT 19 OF UNREC CYPRESSWOOD MEADOW S |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 14123 |
446 Sandestin Dr is owned and occupied by two individuals who acquired it in July 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 SANDESTIN DR, WINTER HAVEN, FL 33884-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Dec 10, 2020 | Warranty Deed, Transfer THE TITLE STATION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on File |
| Deed Sale | Mar 22, 2023 · Amount on File |
| Prior Sale | Dec 10, 2020 · Amount on File |
| Deed Document Number | 202366977 |
| Deed Book / Page | 12625 / 734 |
| Last Transfer Date | Jul 23, 2025 |
| Transfer Doc | 0000187015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 22, 2023 |
| Property Address | 446 SANDESTIN DR, WINTER HAVEN, FL 33884-1319 |
| Document Number | 0000066977 |
| Book / Page | 12625 / 734 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023066977 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4604 SHENANDOAH RIVER TRL, LEESBURG, FL 34748-1342 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 390 GREENFIELD RD, WINTER HAVEN, FL 33884-1310 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 10, 2020 |
| Property Address | 446 SANDESTIN DR, WINTER HAVEN, FL 33884-1319 |
| Document Number | 0114902291 |
| Book / Page | 011490 / 002291 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 267327 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | THE TITLE STATION INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 393 YORK COTTAGE DR HAINES CITY FL 338446216, HAINES CITY, FL 33844-6216 |
The 2025 property tax bill for 446 Sandestin Dr was $2,918.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,582 (-2.76%) Land $50,000 Building $208,582 | $258,582 (-2.76%) Land $50,000 Building $208,582 | |
| 2025 | $2,918.00 Homeowner's exemption | $265,918 Land $50,000 Building $215,918 | $265,918 Land $50,000 Building $215,918 |
| 2023 | $2,866.00 (+3.06%) | $222,008 (+3%) | $267,997 (+10.23%) Land $48,000 Building $219,997 |
| 2022 | $2,781.00 Homeowner's exemption | $215,542 | $243,124 Land $40,000 Building $203,124 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Sandestin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Sandestin Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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