Kootenai County property record for 446 S Prospect Ave, Harrison, ID 83833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,608 sqft · built 2005 |
| Lot Size | 0.342 acres (14,941 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Y5700005008A |
| Primary APN | Y5700005008A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Basement Area | 944 sqft |
| Finished Basement | 944 sqft |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 14,941 sqft (0.342 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Propane |
| Account Number | 199631 |
|---|---|
| Street Address | 446 S PROSPECT AVE |
| City | HARRISON |
| State | ID |
| Zip | 83833-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNYSIDE ADD TO HARRISON, LTS 8 & 9 BLOCK 5 0147N04W |
| Legal Subdivision | SUNNYSIDE ADD |
| Legal Block | 5 |
| Legal Lot Number | 8-9 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1147 |
| Census Tract | 1902 |
Source: Kootenai County assessment roll, APN Y5700005008A, as of January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 S PROSPECT AVE, HARRISON, ID 83833-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2012 |
| Deed Sale | May 02, 2012 |
| Prior Sale | May 02, 2012 |
| Deed Document Number | 2356612000 |
| Last Transfer Date | Dec 10, 2020 |
| Transfer Doc | 2797385000 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 446 S PROSPECT AVE, HARRISON, ID 83833-1003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 3033559000 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 3033559000 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Dec 10, 2020 |
| Property Address | 446 S PROSPECT AVE, HARRISON, ID 83833 |
| Document Number | 2797385000 |
| Map Reference | MB C PG 65 |
| Instrument Date | Oct 04, 2020 |
| Instrument | 2797385000 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2024 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 S PROSPECT AVE, HARRISON, ID 83833 |
| Document Number | 2797386000 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2797386000 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
Source: Kootenai County assessment roll as of January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Municipality | Harrison City |
| Unified School District | Kootenai Joint School District 274 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,013.00 (-1.37%) | $563,127 (-1.39%) Land $181,125 Building $382,002 | $563,127 (-1.39%) Land $181,125 Building $382,002 |
| 2024 | $3,055.00 (-1.13%) | ||
| 2023 | $3,090.00 (-0.87%) | $571,065 (-4.41%) Land $208,215 Building $362,850 | $571,065 (-4.41%) Land $208,215 Building $362,850 |
| 2022 | $3,117.00 | $597,435 Land $198,300 Building $399,135 | $597,435 Land $198,300 Building $399,135 |
Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160550019021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 99 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Northwest Fiber DSL · Fixed Wireless | 90 / 5 |
| Red Spectrum Communications Fixed Wireless | 25 / 5 |
May also be available: Wired or Wireless.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system ID1280083, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HARRISON serves 456 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Dec 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures