Clay County property record for 446 S Main St, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 2,072 sqft · built 1953 |
| Lot Size | 0.196 acres (8,537 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,083 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-350-010 |
| Primary APN | 10-25-350-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 8,537 sqft (0.196 acres) |
| Garage Area | 936 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 336 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 446 S MAIN ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1702 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | WILLIAM WHITE'S 3RD ADDN TRACT C OF LOT 3 |
| Legal Subdivision | WILLIAM WHITES 3RD ADD |
| Legal Tract | C |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-350-010
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 S MAIN ST, FLORA, IL 62839-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,793 (+32.24%) Land $3,300 Building $37,493 | $122,379 (+32.24%) Land $9,900 Building $112,479 | |
| 2024 | $2,083.00 (+10.21%) | ||
| 2022 | $1,890.00 (+10.4%) Homeowner's exemption Senior Citizen's exemption | $30,847 Land $2,438 Building $28,409 | $92,541 Land $7,314 Building $85,227 |
| 2021 | $1,712.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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