Scott County property record for 446 S Lake Dr, Oneida, TN 37841
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,012 sqft · built 1972 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,500 (Mar 2020) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 076061M A 01300 |
| Primary APN | 076061M A 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 2,151 sqft |
| Upper Floors Area | 861 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Dimensions | 340 ft deep x 150 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
|---|---|
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 446 S LAKE DR |
|---|---|
| City | ONEIDA |
| State | TN |
| Zip | 37841-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PONDEROSA EST 2 9 |
| Legal Subdivision | PONDEROSA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SCOTT TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 975102 |
Source: Scott County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 446 S LAKE DR, ONEIDA, TN 37841-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2020 | Warranty Deed, Transfer · Commercial Mortgage UNITED CUMBERLAND BANK |
| Dec 31, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on Record |
| Deed Sale | Mar 6, 2020 · Amount on Record |
| Prior Sale | Dec 31, 2018 · Amount on Record |
| Deed Document Number | 20000583 |
| Deed Book / Page | 17 / 524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT TN |
| Recording Date | Mar 6, 2020 |
| Property Address | 446 S LAKE DR, ONEIDA, TN 37841-5811 |
| Document Number | 000017/524 |
| Book / Page | 17 / 524 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 20000583 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 S LAKE DR, ONEIDA, TN 37841-5811 |
| Document Number | 0000000017/0000000527 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 0000000017/0000000527 |
| Instrument | 20000584 |
| Name | UNITED CUMBERLAND BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT TN |
| Recording Date | Dec 31, 2018 |
| Property Address | 446 S LAKE DR, ONEIDA, TN 37841-5811 |
| Document Number | 000305/360 |
| Book / Page | 305 / 360 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 SMITH FORK RD, ONEIDA, TN 37841-6844 |
Source: Scott County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Scott County |
| Municipality | Oneida Town |
| Unified School District | Scott County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $78,275 (-) Land $4,725 Building $73,550 | |
| 2023 | $78,275 Land $4,725 Building $73,550 | $313,100 Land $18,900 Building $294,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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