446 S Cedar Ridge Cir, Robinson (Waco), TX 76706 Property Records

McLennan County property record for 446 S Cedar Ridge Cir, Robinson, TX 76706

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,005 sqft · built 2007
Lot Size0.443 acres (19,293 sqft)
Owner2 Individual Names on File
Last Sale$308,300 (Jan 2007)
Tax Bill$7,963 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-002900-000419-0

Property Details

APN / Parcel Number

Primary APN44-002900-000419-0
Alternative APN
  • 340428

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,005 sqft Living Area
Gross Area3,615 sqft
1st Floor Area3,005 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area19,293 sqft (0.443 acres)
Lot Dimensions183 ft deep x 111 ft wide
Garage TypeAttached
Garage Area610 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area349 sqft
Patio Area268 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address446 S CEDAR RIDGE CIR
CityROBINSON
StateTX
Zip76706-5680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR RIDGE ADDITION LOT 19 BLOCK 4 ACRES .4429
Legal SubdivisionCEDAR RIDGE ADDITION
Legal Block4
Legal Lot Number19
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4000
Census Tract3703

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address446 S CEDAR RIDGE CIR, ROBINSON, TX 76706-5680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
HAMILTON GROUP FUNDING INC
Apr 21, 2020Warranty Deed, Transfer · Line of Credit
SECURITY BK/CRAWFORD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2007 · Amount on File
Deed SaleJan 12, 2007 · Amount on File
Deed Document Number20071407
Prior Transfer DateJan 10, 2007
Prior Transfer Doc0000001407
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address446 S CEDAR RIDGE CIR, ROBINSON, TX 76706-5680
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022521
DateJul 8, 2020
Instrument2020022521
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateApr 21, 2020
Property Address446 S CEDAR RIDGE CIR, ROBINSON, TX 76706-5680
Document Number0000012671
Instrument DateApr 20, 2020
Instrument12671
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address446 S CEDAR RIDGE CIR ROBINSON TX 767065680, ROBINSON, TX 76706-5680

Mortgage

Document Number12672
DateApr 21, 2020
Instrument12672
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 20, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityRobinson City
Unified School DistrictRobinson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$551,733 (+1.11%) Land $68,103 Building $483,630$551,733 (+1.11%) Land $68,103 Building $483,630
2025$7,963.00 (-0.82%) Homeowner's exemption Senior Citizen's exemption$545,690 (+8.5%) Land $61,930 Building $483,760$545,690 (+8.5%) Land $61,930 Building $483,760
2024$8,029.00 (+7.97%)
2023$502,940 Land $61,930 Building $441,010$502,940 Land $61,930 Building $441,010
2022$7,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROBINSON
serves 11,900 people · EPA ID TX1550010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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