446 S 5th St, Olathe, CO 81425 Property Records

Montrose County property record for 446 S 5th St, Olathe, CO 81425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,149 sqft · built 1948
Lot Size	0.165 acres (7,188 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2022)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3723-152-04-001`

Property Details

APN / Parcel Number

Primary APN	`3723-152-04-001`
Alternative APN	`R0007074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,149 sqft Heated Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1950
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,188 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R0007074
Street Address	446 S 5TH ST
City	OLATHE
State	CO
Zip	81425-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: ALAMO HEIGHTS SUBD OF THE TOWN OF OLATHE BLOCK: 221 LOT: 1 THRU:- LOT: 3 EXCEPT W 17.5 FT LOT 3 S: 15 T: 50 R: 10
Legal Range	10
Legal Township	50
Legal Section	15
Legal Subdivision	ALAMO HEIGHTS SUBD
Legal Block	221
Legal Lot Number	3
Jurisdiction	MONTROSE CO
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2063
Census Tract	966202

Owner

446 S 5th St is owned and occupied by an individual who bought it in November 2022.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	446 S 5TH ST, OLATHE, CO 81425-5021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Aug 2, 2022	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Aug 2, 2022 · Amount on File
Deed Document Number	2022956769
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	0000953788
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Nov 14, 2022
Property Address	446 S 5TH ST, OLATHE, CO 81425
Document Number	0000956769
Instrument Date	Nov 10, 2022
Instrument	956769
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	446 S 5TH ST, OLATHE, CO 81425

Mortgage

Document Number	0000956770
Date	Nov 14, 2022
Instrument	956770

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0000956771
Date	Nov 14, 2022
Instrument	956771

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Aug 2, 2022
Property Address	446 S 5TH ST, OLATHE, CO 81425
Document Number	0000953788
Instrument Date	Jul 26, 2022
Instrument	953788
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 S 5TH ST, OLATHE, CO 81425

Tax Assessment & Valuation

The 2025 property tax bill for 446 S 5th St was $2,059, up 20.9% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Olathe Town
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (+20.9%)	$28,790 (+33.84%)	$408,370 Land $47,200 Building $361,170
2024	$1,703.00 (+3.27%)	$21,510 (-17.71%) Land $2,570 Building $18,940
2023	$1,649.00	$26,140 Land $3,130 Building $23,010	$321,140 Land $38,420 Building $282,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 S 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 446 S 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OLATHE serves 3,015 people · EPA ID CO0143582
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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