446 S 4th St, Saint Helens, OR 97051 Property Records

Columbia County property record for 446 S 4th St, Saint Helens, OR 97051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1917
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4103-CA-02300`

Property Details

APN / Parcel Number

Primary APN	`4103-CA-02300`
Alternative APNs	`201041030240660000` `4N1W03-CA-02300` `9795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,232 sqft
Attic Area	260 sqft

Exterior

Year Built	Built 1917
Lot Area	3,485 sqft (0.08 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	9795
Old Parcel Number	201041030240660000
Street Address	446 S 4TH ST
City	SAINT HELENS
State	OR
Zip	97051-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SH:AR
Legal Description	SUBD:CITY OF ST HELENS SEC/TWN/RNG/MER:SEC 03 TWN 4N RNG 1W
Legal Range	01W
Legal Township	04N
Legal Section	03
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	CITY OF ST HELENS
Legal Block	35
Legal Lot Number	7
Jurisdiction	COLUMBIA OR
Township / Civil Division	ST. HELENS
Census Block Group	3
Census Block	3001
Census Tract	970700

Owner

446 S 4th St is owned and occupied by two individuals who acquired it in November 2020.

Source: Columbia County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 S 4TH ST, SAINT HELENS, OR 97051-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage GUILD MORTGAGE CO
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 25, 2021	Correction Deed TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020
Deed Sale	Nov 23, 2020
Prior Sale	Nov 12, 2009 · Amount on File
Deed Document Number	2020-12254
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	446 S 4TH ST, SAINT HELENS, OR 97051-2616
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007830
Date	Aug 25, 2017
Instrument	2017-007830

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLUMBIA OR
Recording Date	Nov 23, 2020
Property Address	446 S 4TH ST, SAINT HELENS, OR 97051-2616
Document Number	0000012254
Instrument Date	Nov 18, 2020
Instrument	2020-12254
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	TICOR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	446 S 4TH ST, SAINT HELENS, OR 97051-2616

Mortgage

Document Number	0000012255
Date	Nov 23, 2020
Instrument	2020-12255

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLUMBIA OR
Recording Date	Jan 25, 2021
Property Address	446 S 4TH ST, SAINT HELENS, OR 97051-2616
Document Number	0000000965
Instrument Date	Nov 18, 2020
Instrument	965
Record Updated	Feb 3, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	446 S 4TH ST ST HELENS OR 970512616, ST HELENS, OR 97051-2616

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	446 S 4TH ST, SAINT HELENS, OR 97051-2616
Document Number	0000000966
Instrument Date	Nov 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	446 S 4TH ST ST HELENS OR 970512616, ST HELENS, OR 97051-2616

Mortgage

Document Number	0000000966
Date	Jan 25, 2021
Instrument	966

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 446 S 4th St was $2,777.

Source: Columbia County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Columbia County
Municipality	St. Helens City
Unified School District	St. Helens School District 502 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00	$172,370 Land $80,000 Building $92,370	$251,430 Land $106,080 Building $145,350
2023	$2,640.00	$162,480 Land $75,850 Building $86,630	$268,020 Land $114,450 Building $153,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST HELENS serves 13,410 people · EPA ID OR4100724
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2021
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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