446 S 340 W, American Fork, UT 84003 Property Records

Utah County property record for 446 S 340 W, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,520 sqft · built 2019
Lot Size	0.138 acres (5,997 sqft)
Owner	2 Individual Names on File
Last Sale	$363,400 (Feb 2020)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-680-0243`

Property Details

APN / Parcel Number

Primary APN	`66-680-0243`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	1,940 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	5,997 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	446 S 340 W
City	AMERICAN FORK
State	UT
Zip	84003-4288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 243, PLAT B, STONECREEK SUB AREA 0.138 AC.
Legal Subdivision	STONECREEK SUB
Legal Lot Number	243
Jurisdiction	UTAH UT
Township / Civil Division	LEHI
Census Block Group	2
Census Block	2062
Census Tract	10131

Owner

446 S 340 W is owned and occupied by two individuals who bought it in February 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	446 S 340 W, AMERICAN FORK, UT 84003-4288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage PEOPLES HM LNDG
Feb 19, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Deed Document Number	202020565
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	446 S 340 W, AMERICAN FORK, UT 84003-4288
Document Number	0000178572
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 S 340 W AMERICAN FORK UT 840034288, AMERICAN FORK, UT 84003-4288

Mortgage

Document Number	0000178572
Date	Nov 12, 2020
Instrument	178572

Lender

Name	PEOPLES HM LNDG
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 19, 2020
Property Address	446 S 340 W, AMERICAN FORK, UT 84003-4288
Document Number	0000020565
Instrument Date	Feb 19, 2020
Instrument	20565:2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	446 S 340 W, AMERICAN FORK, UT 84003-4288

Mortgage

Document Number	0000020566
Date	Feb 19, 2020
Instrument	20566:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 446 S 340 W was $2,455.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,135 (-43.42%)	$525,700 (+2.88%) Land $253,700 Building $272,000
2025	$2,455.00	$511,000 Land $253,700 Building $257,300	$511,000 Land $253,700 Building $257,300
2024	$2,455.00 (+11.95%)
2023	$2,193.00 (-3.09%)	$258,390	$469,800 Land $241,600 Building $228,200
2022	$2,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 S 340 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 S 340 W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CentraCom DSL · Fiber in parts of the area	100 / 100

May also be available: CenturyLink, Utah Broadband, Verizon.

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