Berks County property record for 446 S 15th St, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,474 sqft · built 1910 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Aug 2025) |
| Tax Bill | $1,233 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-31-37-1898 |
| Primary APN | 5316-31-37-1898 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,474 sqft Living Area |
| Basement Area | 280 sqft |
| Game Room | Game Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 16220700 |
|---|---|
| Street Address | 446 S 15TH ST |
| City | READING |
| State | PA |
| Zip | 19602-2168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 37 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2002 |
446 S 15th St is owned and occupied by two individuals who bought it in August 2025.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 S 15TH ST, READING, PA 19602-2168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on File |
| Deed Sale | Aug 5, 2025 · Amount on File |
| Deed Document Number | 202523387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 5, 2025 |
| Property Address | 446 S 15TH ST, READING, PA 19602-2168 |
| Document Number | 0000023387 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025023387 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | LUMINA SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 446 S 15TH ST, READING, PA 19602-2168 |
| Document Number | 0000023388 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 2025023388 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 446 S 15th St was $1,233.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,233.00 | $43,700 Land $14,000 Building $29,700 | $14,000 Land $14,000 |
| 2024 | $1,156.00 | $43,700 Land $14,000 Building $29,700 | |
| 1994 | $43,700 Land $14,000 Building $29,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 446 S 15th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 S 15th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Greenlight Networks.
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