446 Ruth Ln, Orlando, FL 32801 Property Records

Orange County property record for 446 Ruth Ln, Orlando, FL 32801 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,394 sqft · built 1926
Lot Size	0.085 acres (3,710 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jun 2021)
Tax Bill	$8,786 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-8740-04-000`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-8740-04-000`
Alternative APNs	`292225874004000` `367061` `372334` `376746`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	1,188 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1970
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,710 sqft (0.085 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Porch	Florida Room
Porch Area	130 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	446 RUTH LN
City	ORLANDO
State	FL
Zip	32801-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY DOWNTOWN REPLAT 105/94 LOT 4
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	TRINITY DOWNTOWN REPLAT
Legal Block	4
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1016
Census Tract	10201

Owner

Source: Orange County records · APN 25-22-29-8740-04-000

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6031 OLD CHENEY HWY, 37, ORLANDO, FL 32807-3665
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Construction Mortgage LIMA ONE CAPITAL LLC
Nov 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Jun 22, 2021	Warranty Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	2021370920
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	446 RUTH LN, ORLANDO, FL 32801-1513
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6031 OLD CHENEY HWY 37, 37, ORLANDO, FL 32807-3665

Mortgage

Document Number	0000106067
Date	Feb 23, 2024
Instrument	20240106067

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	446 RUTH LN, ORLANDO, FL 32801-1513
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 CAROLINA AVE, WINTER PARK, FL 32789-3107

Mortgage

Document Number	0000691939
Date	Nov 15, 2022
Instrument	20220691939

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Jan 01, 2024

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 22, 2021
Property Address	446 RUTH LN, ORLANDO, FL 32801-1513
Document Number	0000370920
Map Reference	MB 105 PG 94&95
Instrument Date	Jun 16, 2021
Instrument	20210370920
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	EDGEWATER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 E LIVINGSTON ST, 123, ORLANDO, FL 32801-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6031 OLD CHENEY HWY APT 37, 37, ORLANDO, FL 32807-3665

Mortgage

Document Number	0000370921
Date	Jun 22, 2021
Instrument	20210370921

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,050 (-2.67%) Land $140,000 Building $301,050	$441,050 (-2.67%) Land $140,000 Building $301,050
2025	$8,786.00 (+7.62%)	$453,160 (+17.06%) Land $140,000 Building $313,160	$453,160 (+17.06%) Land $140,000 Building $313,160
2024	$8,164.00 (+16.98%)
2023	$6,979.00 (+13.5%)	$387,123 (+21.96%) Land $140,000 Building $247,123	$387,123 (+21.96%) Land $140,000 Building $247,123
2022	$6,149.00	$317,430 Land $140,000 Building $177,430	$317,430 Land $140,000 Building $177,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ruth Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures