Chatham County property record for 446 River Point Rd, Moncure, NC 27559 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,772 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,000 (2017) |
| Tax Bill | $2,969.00 (2025) |
Source: Chatham County records · APN 0011244
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 RIVER POINT RD, MONCURE, NC 27559-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage STATE EMPS FCU |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) STATE EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Deed Doc Number | 0001922795 |
| Deed Book / Page | 01922 / 0795 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 446 RIVER POINT RD, MONCURE, NC 27559-9114 |
| Document Number | 0000011749 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 446 RIVER POINT RD MONCURE NC 275599114, MONCURE, NC 27559-9114 |
| Document Number | 0000011749 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 002147/000403 |
| Instrument | 11749 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 446 RIVER POINT RD, MONCURE, NC 27559-9114 |
| Document Number | 0000005253 |
| Book / Page | 001922 / 000799 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 446 RIVER POINT RD MONCURE NC 275599114, MONCURE, NC 27559-9114 |
| Document Number | 0000005253 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 001922/000799 |
| Instrument | 5253 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Chatham County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,969.00 (+37.9%) | $381,294 (+63.13%) Land $42,750 Building $338,544 | $381,294 (+63.13%) Land $42,750 Building $338,544 |
| 2024 | $2,153.00 (+4.57%) | $233,742 (-) Land $27,000 Building $206,742 | $233,742 (-) Land $27,000 Building $206,742 |
| 2023 | $2,059.00 | $233,742 Land $27,000 Building $206,742 | $233,742 Land $27,000 Building $206,742 |
Source: FEMA National Flood Hazard Layer, Chatham County (37037C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0011244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,772 sqft Living Area |
| 1st Floor | 1,772 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 120 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 476 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 446 RIVER POINT RD |
|---|---|
| City | MONCURE |
| State | NC |
| Zip | 27559-9114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N9-22-25C-1B AC 1 BK 89 PG 55 |
| Legal Subdivision | MONCURE |
| Legal Block | 15 |
| Jurisdiction | CHATHAM NC |
| Minor Civil Division | HAW RIVER |
| Census Blockgroup | 3 |
| Census Block | 3031 |
| Census Tract | 20702 |
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