446 Ridgewood Dr, Fairborn, OH 45324 Property Records

Greene County property record for 446 Ridgewood Dr, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 1965
Lot Size	0.32 acres (13,951 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2023)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A022022206`

Property Details

APN / Parcel Number

Primary APN	`A022022206`
Alternative APN	`A02-0002-0022.0-0206.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,020 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,951 sqft (0.32 acres)
Lot Width	100 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 RIDGEWOOD DR
City	FAIRBORN
State	OH
Zip	45324-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST HILLS 6 ALL LOT 4749 446 RIDGEWOOD DR
Legal Subdivision	RIDGEWOOD
Legal Lot Number	4749
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1006
Census Tract	200600

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 RIDGEWOOD DR, FAIRBORN, OH 45324-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT MORTGAGE CORP
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAS ACQUISITION
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	20236738
Prior Transfer Date	Jan 21, 1999
Prior Transfer Doc	0000002629
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	May 23, 2023
Property Address	446 RIDGEWOOD DR, FAIRBORN, OH 45324-4025
Document Number	0000006738
Map Reference	CAB 32 PG 342B-344A
Instrument Date	May 19, 2023
Instrument	2023006738
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 RIDGEWOOD DR, FAIRBORN, OH 45324-4025

Mortgage

Document Number	0000006739
Date	May 23, 2023
Instrument	2023006739

Lender

Name	INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	446 RIDGEWOOD DR, FAIRBORN, OH 45324-4025
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RIDGEWOOD DR, FAIRBORN, OH 45324-4025

Mortgage

Document Number	0000005701
Date	May 2, 2023
Instrument	2023005701

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Aug 1, 2023

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	446 RIDGEWOOD DR, FAIRBORN, OH 45324-4025
Document Number	0000003000
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RIDGEWOOD DR FAIRBORN OH 453244025, FAIRBORN, OH 45324-4025

Mortgage

Document Number	0000003000
Date	Feb 23, 2017
Instrument	3000

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,364.00 (-4.86%)	$73,840 (-) Land $14,910 Building $58,930
2024	$3,536.00 (-1.01%)	$73,840 (-) Land $14,910 Building $58,930
2023	$3,572.00 (+11.28%)	$73,840 (+32.76%) Land $14,910 Building $58,930	$210,960 (+32.75%) Land $42,600 Building $168,360
2022	$3,210.00	$55,620 Land $9,940 Building $45,680
2020			$158,920 Land $28,400 Building $130,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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