446 Redbud Cir, Whitehouse, TX 75791 Property Records

Smith County property record for 446 Redbud Cir, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,134 sqft · built 2000
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on File
Last Sale	$141,600 (Nov 2009)
Tax Bill	$1,995 (2026)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R117170`

Property Details

APN / Parcel Number

Primary APN	`R117170`
Alternative APN	`1-79945-0004-00-041000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,134 sqft Heated Area
1st Floor Area	1,134 sqft
Flooring	Carpet

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,269 sqft (0.098 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R117170
Street Address	446 REDBUD CIR
City	WHITEHOUSE
State	TX
Zip	75791-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WILLOWS BLOCK 4 LOT 41
Legal Subdivision	THE WILLOWS
Legal Block	4
Legal Lot Number	41
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	3
Census Block	3003
Census Tract	2200

Owner

446 Redbud Cir is owned and occupied by an individual who bought it in November 2009.

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	446 REDBUD CIR, WHITEHOUSE, TX 75791-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2009 · Amount on File
Deed Sale	Nov 23, 2009 · Amount on File
Prior Sale	Sep 13, 2007 · Amount on File
Deed Document Number	2009R00057142
Prior Transfer Date	Nov 19, 2009
Prior Transfer Doc	0000057142
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TX
Property Address	446 REDBUD CIR, WHITEHOUSE, TX 75791-4404
Document Number	0000020232
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 REDBUD CIR WHITEHOUSE TX 757914404, WHITEHOUSE, TX 75791-4404

Mortgage

Document Number	0000020232
Date	May 16, 2018
Instrument	20232

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, HI 43219-6009

Agreement

Amount	Amount on Record
Term	276 Months
Due	May 15, 2041

Interest

Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 446 Redbud Cir was $1,995 with a homeowner's exemption, up 18% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,995.00 (+17.98%) Homeowner's exemption	$164,314 (+10.55%) Land $19,282 Building $145,032	$164,314 (+10.55%) Land $19,282 Building $145,032
2025	$1,691.00 (-29.54%) Homeowner's exemption	$148,631 Land $19,504 Building $129,127	$148,631 Land $19,504 Building $129,127
2024	$2,400.00 (+6.29%)
2023	$2,258.00 (-19.24%) Homeowner's exemption	$204,661 Land $35,000 Building $169,661	$204,661 Land $35,000 Building $169,661
2022	$2,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Redbud Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2007–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Redbud Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEHOUSE serves 9,571 people · EPA ID TX2120025
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20