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446 Ray St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 446 Ray St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,614 sqft · built 1940
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Sep 2017)
Tax Bill$6,986 (2025)
Deeds & MortgagesSep 2017 Sale
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN54-312-00-0039

Property Details

APN / Parcel Number

Primary APN54-312-00-0039
Alternative APNs
  • 2009-54-312-00-0039-0
  • 54312000039000000000
  • 282009 54.-312-39
  • 54312 00390

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,614 sqft Living Area
Gross Area1,758 sqft
1st Floor Area957 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialOther
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area190 sqft

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area154 sqft
Deck Area192 sqft
Patio Area192 sqft
Balcony Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54312 00390
Street Address446 RAY ST
CityFREEPORT
StateNY
Zip11520-5229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description39-40
Legal SubdivisionFREEPORT LAND IMPROVEMENT
Legal Block312
Legal Lot Number39-40
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group2
Census Block2002
Census Tract414501

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address446 RAY ST, FREEPORT, NY 11520-5229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2017Bargain and Sale Deed, Transfer
COMMONWEALTH LAND TITLE INSU
Mar 21, 2017Warranty Deed, Transfer
JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2017 · Amount on Record
Deed SaleSep 18, 2017 · Amount on Record
Prior SaleOct 20, 1995 · Amount on Record
Deed Document Number201793569
Deed Book / Page13561 / 800
Prior Transfer DateJul 15, 2011
Prior Transfer Doc0127450346
Record UpdatedSep 20, 2026

September 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateSep 18, 2017
Property Address446 RAY ST, FREEPORT, NY 11520-5229
Document NumberD135610800
Book / PageD13561 / 0800
Map ReferenceMAP 573 CASE 3506
Instrument DateAug 31, 2017
Instrument201700093569
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyCOMMONWEALTH LAND TITLE INSU

Transaction

AmountAmount Recorded
Tax$1,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address446 RAY ST, 446, FREEPORT, NY 11520-5229

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4 LAFAYETTE PL, FREEPORT, NY 11520-1621

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU NY
Recording DateMar 21, 2017
Property Address446 RAY ST, FREEPORT, NY 11520-5229
Document Number0134850887
Book / Page013485 / 000887
Instrument DateJan 24, 2017
Instrument28182
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyJUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INSURANCE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 KING ST FREEPORT NY 115201136, FREEPORT, NY 11520-1136

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324 (-) Land $106 Building $218$324,000 (-)
2025$6,986.00 (-13.92%)$324 (-) Land $106 Building $218$324,000 (-)
2023$8,116.00 Additional exemption filed$324 Land $106 Building $218$324,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 157 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims391 (1979–2024)
Claims Outside the SFHA41 of 391
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 166 claims
  • Hurricane Irene, Aug 2011 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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