446 Rappa Rd, Sprakers, NY 12166 Property Records

Montgomery County and Root Town property record for 446 Rappa Rd, Sprakers, NY 12166

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,265 sqft · built 1890
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Tax Bill$2,374 (2026)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone X (minimal risk)
APN273600 96.-3-1

Property Details

APN / Parcel Number

Primary APN273600 96.-3-1
Alternative APN
  • 360009600000030010000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,265 sqft Living Area
1st Floor Area1,414 sqft
Upper Floors Area851 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area60,984 sqft (1.4 acres)
Lot Width300 ft Width
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area162 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address446 RAPPA RD
CitySPRAKERS
StateNY
Zip12166-4021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNONE
Legal Block3
Legal Lot Number1.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionROOT
Census Block Group3
Census Block3082
Census Tract72700

Owner

446 Rappa Rd is owned and occupied by two individuals who acquired it in March 2009.

Source: Montgomery County and Root Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address446 RAPPA RD, SPRAKERS, NY 12166-4021
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 26, 2009
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateApr 6, 2026
Property Address446 RAPPA RD, SPRAKERS, NY 12166-4021
Document Number0000000384
Instrument DateFeb 10, 2026
Instrument20261384
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 RAPPA RD, SPRAKERS, NY 12166-4021

Tax Assessment & Valuation

The 2026 property tax bill for 446 Rappa Rd was $2,374 with exemptions applied, up 145% from the year before.

Source: Montgomery County and Root Town assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMontgomery County
County SubdivisionRoot Town
Unified School DistrictCanajoharie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,374.00 (+144.99%) Homeowner's exemption Senior Citizen's exemption
2025$969.00$57,300 Land $13,100 Building $44,200$98,793 Land $22,586 Building $76,207
2023$57,300 Land $13,100 Building $44,200$84,265 Land $19,265 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Rappa Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Rappa Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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