446 Rainbow Cir, Seward, NE 68434 Property Records

Seward County property record for 446 Rainbow Cir, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,096 sqft · built 2019
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Aug 2019)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800229855`

Property Details

APN / Parcel Number

Primary APN	`800229855`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	2,096 sqft
Basement Area	1,048 sqft
Finished Basement	880 sqft

Exterior

Year Built	Built 2019
Construction Type	Frame
Foundation Type	Concrete
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Patio Area	200 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	446 RAINBOW CIR
City	SEWARD
State	NE
Zip	68434-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULTI-FAMILY
Legal Description	SEWARD SHOAL CREEK DEVELOPMENT ADDITION BLOCK 1 LOT 5
Legal Subdivision	SHOAL CREEK DEVELOPMENT ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	1
Census Block	1004
Census Tract	960300

Owner

Source: Seward County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	446 RAINBOW CIR, SEWARD, NE 68434-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Aug 27, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF BENNINGTON
Feb 7, 2019	Warranty Deed, Construction Loan · Construction Mortgage CORNHUSKER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	201901842
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	446 RAINBOW CIR, SEWARD, NE 68434-2034
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003249
Date	Oct 22, 2020
Instrument	202003249

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Aug 27, 2019
Property Address	446 RAINBOW CIR, SEWARD, NE 68434-2034
Document Number	0201901842
Instrument Date	Aug 21, 2019
Instrument	201901842
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 28, 2021
Title Company	NOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0201901843
Date	Aug 27, 2019
Instrument	201901843

Lender

Name	BANK OF BENNINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

February 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Feb 7, 2019
Property Address	446 RAINBOW CIR, SEWARD, NE 68434-2034
Document Number	0201900243
Instrument Date	Feb 6, 2019
Instrument	201900243
Transaction Type	Construction Loan
Record Updated	Dec 28, 2021
Title Company	CHARTER TITLE AND ESCROW SERVICES, CHARTER TITLE & ESCROW SERVI

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201900244
Date	Feb 7, 2019
Instrument	201900244

Lender

Name	CORNHUSKER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seward County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,752.00 (-25.14%)	$441,869 (+1.23%) Land $58,788 Building $383,081	$441,869 (+1.23%) Land $58,788 Building $383,081
2023	$6,348.00	$436,507 Land $53,426 Building $383,081	$436,507 Land $53,426 Building $383,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Rainbow Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures