446 Radford Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 446 Radford Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 937 sqft · built 1956
Lot Size	0.468 acres (20,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,992 (Nov 2023)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23S-34-0561`

Property Details

APN / Parcel Number

Primary APN	`23S-34-0561`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	937 sqft Living Area
Gross Area	1,801 sqft
1st Floor Area	925 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,399 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	336 sqft
Balcony Area	12 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 RADFORD LN
City	BALLWIN
State	MO
Zip	63021-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-1
Legal Description	BALLWIN HILLS SECTION 7 AMENDED LOT 68
Legal Subdivision	BALLWIN HILLS SECTION 7 AMENDED
Legal Lot Number	68
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1017
Census Tract	217923

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 RADFORD LN, BALLWIN, MO 63021-4908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ALLIANCE CU
Nov 22, 2022	Warranty Deed, Transfer · Line of Credit LINDELL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	20231113493
Prior Transfer Date	Nov 7, 2023
Prior Transfer Doc	0187970367
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Nov 13, 2023
Property Address	446 RADFORD LN, BALLWIN, MO 63021-4908
Document Number	2023111300493
Map Reference	MB 77 PG 3
Instrument Date	Nov 7, 2023
Instrument	2023111300493
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 RADFORD LN, WILDWOOD, MO 63021-4908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RADFORD LN, WILDWOOD, MO 63021-4908

Mortgage

Document Number	2023111300494
Date	Nov 13, 2023
Instrument	2023111300494

Lender

Name	ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 22, 2022
Property Address	446 RADFORD LN, BALLWIN, MO 63021-4908
Document Number	2022112200463
Map Reference	MB 77 PG 3
Instrument Date	Nov 17, 2022
Instrument	2022112200463
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RADFORD LN, BALLWIN, MO 63021-4908

Mortgage

Document Number	2022112200464
Date	Nov 22, 2022
Instrument	2022112200464

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,840 (-) Land $25,880 Building $18,960	$236,000 (-) Land $136,200 Building $99,800
2025	$3,084.00 (+3.01%)	$44,840 (+5.11%) Land $25,880 Building $18,960	$236,000 (+5.12%) Land $136,200 Building $99,800
2024	$2,994.00 (+0.1%)
2023	$2,991.00 (+10.49%)	$42,660 (+17.85%) Land $21,570 Building $21,090	$224,500 (+17.85%) Land $113,500 Building $111,000
2022	$2,707.00	$36,200 Land $21,570 Building $14,630
2021			$190,500 Land $113,500 Building $77,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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