Cook County property record for 446 Provident Ave, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,609 sqft · built 1924 |
| Lot Size | 0.175 acres (7,614 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $25,973 (2023) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-219-010 |
| Primary APN | 05-20-219-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,609 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 7,614 sqft (0.175 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 446 PROVIDENT AVE |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | PROVIDENT MUTUAL ASSOCIATION |
| Legal Block | 7-12 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 PROVIDENT AVE, WINNETKA, IL 60093-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2025 |
| Transfer Doc | 0000019029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 14, 2025 |
| Property Address | 446 PROVIDENT AVE, WINNETKA, IL 60093-2427 |
| Document Number | 0028719029 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2528719029 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 446 PROVIDENT AVE, WINNETKA, IL 60093-2427 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,123 (-1.59%) Land $24,746 Building $91,377 | $1,161,230 (-1.59%) Land $247,460 Building $913,770 | |
| 2023 | $25,973.00 (+3.86%) Homeowner's exemption | $117,999 (-) Land $20,938 Building $97,061 | $1,179,990 (-) Land $209,380 Building $970,610 |
| 2022 | $25,007.00 Homeowner's exemption | $117,999 Land $20,938 Building $97,061 | $1,179,990 Land $209,380 Building $970,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 68 (1987–2022) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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