Suffolk County and Islip Town property record for 446 Prospect Ave, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Details | 2,028 sqft · built 1962 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Dec 2024) |
| Tax Bill | $10,279 (2024) |
| Deeds & Mortgages | Mar 2018 Sale Sep 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 96.-2-12 |
| Primary APN | 472889 96.-2-12 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,028 sqft Living Area |
|---|---|
| 1st Floor Area | 1,068 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Account Number | 300362 |
|---|---|
| Street Address | 446 PROSPECT AVE |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | X2215102Y207898 T011H00000000 |
| Legal Block | 6000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 145703 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 364 SMITH RD, RONKONKOMA, NY 11779-2214 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 26, 2018 | Grant Deed, Transfer BROAD HOLLOW TITLE |
| Sep 25, 2016 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Prior Sale | Mar 26, 2018 · Amount on Record |
| Deed Book / Page | 13276 / 230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 26, 2018 |
| Property Address | 446 PROSPECT AVE, CENTRAL ISLIP, NY 11722-1830 |
| Document Number | 0129540995 |
| Book / Page | 012954 / 000995 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | BROAD HOLLOW TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,472.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MASSACHUSETTS AVE BAY SHORE NY 117062516, BAY SHORE, NY 11706-2516 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 446 PROSPECT AVE, CENTRAL ISLIP, NY 11722-1830 |
| Document Number | 0227950550 |
| Instrument Date | Sep 25, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | NATIONWIDE COURT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 446 PROSPECT AVE CENTRAL ISLIP NY 117221830, CENTRAL ISLIP, NY 11722-1830 |
| Document Number | 0227950550 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 022795/000550 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,300 (-) Land $9,400 Building $22,900 | $454,929 (-) Land $132,394 Building $322,535 | |
| 2024 | $10,279.00 | $454,929 (+2.54%) Land $132,394 Building $322,535 | |
| 2023 | $32,300 Land $9,400 Building $22,900 | $443,681 Land $129,121 Building $314,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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