446 Prim St, Ashland, OR 97520 Property Records

Jackson County property record for 446 Prim St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 696 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$6,103 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`391E05CA511`

Property Details

APN / Parcel Number

Primary APN	`391E05CA511`
Alternative APNs	`391E05CA00511` `10726055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	696 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	696 sqft
Basement Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	174 sqft
Deck Area	504 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	446 PRIM ST
City	ASHLAND
State	OR
Zip	97520-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	05
Legal Quarter	3
Legal Subdivision	DEER RIDGE TERRACE SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1018
Census Tract	2100

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 PRIM ST, ASHLAND, OR 97520-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 4, 2003
Transfer Doc	0000075870
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	446 PRIM ST, ASHLAND, OR 97520-1556
Document Number	0000034592
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 PRIM ST ASHLAND OR 975201556, ASHLAND, OR 97520-1556

Mortgage

Document Number	0000034592
Date	Nov 9, 2018
Instrument	34592

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,960 (+3%)	$573,380 (+6.68%) Land $238,560 Building $334,820
2025	$6,103.00 (+2.14%)	$385,400 (+3%) Land $240,330 Building $145,070	$537,500 (-6.32%) Land $232,800 Building $304,700
2024	$5,975.00 (+3.37%)	$374,180 (+3%) Land $233,330 Building $140,850	$573,790 (-2.13%) Land $234,600 Building $339,190
2023	$5,780.00 (+3.31%)	$363,290 (+3%) Land $226,540 Building $136,750	$586,280 (-5.44%) Land $348,600 Building $237,680
2022	$5,595.00	$352,710 Land $219,940 Building $132,770	$620,020 Land $387,960 Building $232,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 41% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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