Lexington-Fayette Urban County property record for 446 Potomac Dr, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,215 sqft · built 1972 |
| Lot Size | 0.222 acres (9,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Mar 2010) |
| Tax Bill | $2,279 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2019 Mortgage |
| APN | 25389600 |
| Primary APN | 25389600 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 9,662 sqft (0.222 acres) |
| Lot Width | 69 ft Width |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 446 POTOMAC DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | A-079 MONTICELLO UNIT 4-A LOT 10; BOOK: 2931 PAGE: 233 |
| Legal Subdivision | MONTICELLO |
| Legal Block | N |
| Legal Lot Number | 10 |
| Legal Unit | 4-A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 4204 |
446 Potomac Dr is owned and occupied by an individual who bought it in March 2010.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 POTOMAC DR, LEXINGTON, KY 40503-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Dec 18, 2019 | Deed of Trust, Mortgage CENTRAL BK & TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2010 · Amount on File |
| Deed Sale | Mar 5, 2010 · Amount on File |
| Deed Book / Page | 2931 / 233 |
| Prior Transfer Date | May 19, 2008 |
| Prior Transfer Doc | 002806/527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 446 POTOMAC DR, LEXINGTON, KY 40503-4320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | MB10770/616 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | MB 10770/616 |
| Instrument | 202402160074 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 15, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 446 POTOMAC DR, LEXINGTON, KY 40503-4320 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009492/262 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 9492/262 |
| Name | CENTRAL BK & TR CO |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 446 Potomac Dr was $2,279, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,279.00 (+1.92%) | $182,200 (-) | $182,200 (-) |
| 2025 | $2,236.00 | $182,200 | $182,200 |
| 2023 | $1,884.00 | $153,500 | $153,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 446 Potomac Dr; there have been 7 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1983–1997) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Potomac Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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